13814 Jack Oak Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 13814 Jack Oak Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,168 sqft · built 1989
Lot Size	0.238 acres (10,373 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Feb 1989)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-361-16-00`

Property Details

APN / Parcel Number

Primary APN	`395-361-16-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,168 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	10,373 sqft (0.238 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13814 JACK OAK LN
City	LAKESIDE
State	CA
Zip	92040-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 42 TR 012100
Legal Subdivision	SAN DIEGO 4531
Legal Tract	012100
Legal Block	3
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2563, RAMONA, CA 92065-0944
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 1989 · Amount on Record
Deed Sale	Feb 24, 1989 · Amount on Record
Deed Document Number	198994049
Last Transfer Date	Aug 27, 2018
Transfer Doc	0000361981
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13814 JACK OAK LN, LAKESIDE, CA 92040-4844
Document Number	0000188900
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 2563 RAMONA CA 920650944, RAMONA, CA 92065-0944

Mortgage

Document Number	0000188900
Date	Apr 14, 2020
Instrument	188900

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2035

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2018
Property Address	13814 JACK OAK LN, LAKESIDE, CA 92040-4844
Document Number	0000361981
Instrument Date	Aug 27, 2018
Instrument	361981
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2563 RAMONA CA 920650944, RAMONA, CA 92065-0944

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13814 JACK OAK LN, LAKESIDE, CA 92040-4844
Document Number	0000509740
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14903 FOUR CORNERS TRL RAMONA CA 920655116, RAMONA, CA 92065-5116

Mortgage

Document Number	0000509740
Date	Nov 1, 2017
Instrument	509740

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$373,215 (+2%) Land $92,931 Building $280,284
2025	$5,173.00 (+7.19%)	$365,898 (+4.04%) Land $91,109 Building $274,789
2023	$4,826.00 (+2.05%)	$351,691 Land $87,572 Building $264,119
2022	$4,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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