13814 28th St, Lowell, MI 49331 Property Records

Kent County property record for 13814 28th St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,270 sqft · built 1909
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jun 2025)
Tax Bill	$3,212 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-13-126-006`

Property Details

APN / Parcel Number

Primary APN	`41-20-13-126-006`
Alternative APN	`412013126001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,270 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	906 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	784,080 sqft (18 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13814 28TH ST
City	LOWELL
State	MI
Zip	49331-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	412013126006 PART OF NW 1/4 COM 1084.57 FT N 89D 48M 43S W ALONG N SEC LINE FROM N 1/4 COR TH N 89D 48M 43S W ALONG N SEC
Legal Range	09W
Legal Township	06N
Legal Section	13
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1022
Census Tract	12002

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13814 28TH ST, LOWELL, MI 49331-9300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jul 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Jan 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Mar 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Document Number	202541852
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	0000116468
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Oct 26, 2021
Property Address	13814 28TH ST, LOWELL, MI 49331-9300
Document Number	0000116468
Instrument Date	Oct 18, 2021
Instrument	20211026-0116468
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13814 28TH ST, LOWELL, MI 49331-9300

Mortgage

Document Number	0000116469
Date	Oct 26, 2021
Instrument	20211026-0116469

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13814 28TH ST, LOWELL, MI 49331-9300
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058012
Date	Jul 10, 2017
Instrument	20170710-0058012

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13814 28TH ST, LOWELL, MI 49331-9300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003133
Date	Jan 14, 2019
Instrument	20190114-0003133

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Mar 3, 2017
Property Address	13814 28TH ST, LOWELL, MI 49331-9300
Document Number	0000018411
Instrument Date	Sep 2, 2016
Instrument	18411
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13814 28TH ST LOWELL MI 493319300, LOWELL, MI 49331-9300

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,200 (+40.99%)	$444,400 (+40.99%)
2025	$3,212.00 (+21.02%)	$157,600 (+15.12%)	$315,200 (+15.12%)
2023		$136,900	$273,800
2021	$2,654.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

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