13812 Rainbow Dr, Bigfork, MT 59911 Property Records

Lake County property record for 13812 Rainbow Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,856 sqft · built 2001
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Oct 2017)
Tax Bill	$10,018 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1515613`

Property Details

APN / Parcel Number

Primary APN	`R1515613`
Alternative APNs	`15-3708-14-3-01-03-0000` `0000013168`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,856 sqft Living Area
1st Floor Area	2,040 sqft
Basement Area	2,040 sqft
Finished Basement	2,040 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	504 ft deep x 76 ft wide
View / Lot	Mountain
Garage Type	Detached
Garage Area	2,364 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	335 sqft
Deck Area	76 sqft
Gazebo	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000013168
Street Address	13812 RAINBOW DR
City	BIGFORK
State	MT
Zip	59911-5832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S14, T26 N, R19 W, C.O.S. 5024, PARCEL 1, ACRES 0.88
Legal Range	19W
Legal Township	26N
Legal Section	14
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	2
Census Block	2006
Census Tract	100

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13812 RAINBOW DR, BIGFORK, MT 59911-5832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Oct 13, 2017	Joint Tenancy Deed, Transfer · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	2017558605
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	13812 RAINBOW DR, BIGFORK, MT 59911-5832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	575424
Date	Feb 18, 2020
Instrument	575424

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	13812 RAINBOW DR, BIGFORK, MT 59911-5832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	553017
Date	Jan 23, 2017
Instrument	553017

Lender

Name	GLACIER BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	LAKE MT
Recording Date	Oct 13, 2017
Property Address	13812 RAINBOW DR, BIGFORK, MT 59911-5832
Document Number	558605
Instrument Date	Oct 13, 2017
Instrument	558605
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13830 RAINBOW DR, BIGFORK, MT 59911-5832

Mortgage

Document Number	558606
Date	Oct 13, 2017
Instrument	558606

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,018.00 (-19.44%)	$2,308,800 (-)
2025	$12,436.00 (+32.02%)	$2,308,800 (+31.35%)	$2,308,800 (+31.35%) Land $970,000 Building $1,338,800
2023	$9,420.00	$1,757,800	$1,757,800 Land $319,200 Building $1,438,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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