13812 Ginger Dr, Mc Calla, AL 35111 Property Records

Tuscaloosa County property record for 13812 Ginger Dr, Mc Calla, AL 35111

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,502 sqft · built 2005
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Apr 2022)
Tax Bill	$726 (2025)
Deeds & Mortgages	Apr 2009 Mortgage Dec 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-06-14-0-002-023.000`

Property Details

APN / Parcel Number

Primary APN	`24-06-14-0-002-023.000`
Alternative APNs	`32576` `27796` `98640`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Basement Area	1,420 sqft
Finished Basement	700 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Crossed Walls
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	1,120 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	98640
Street Address	13812 GINGER DR
City	MC CALLA
State	AL
Zip	35111-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 IN BLK 140 IN MILLION DOLLAR LAKE SUBD SECTOR 28
Legal Range	06W
Legal Township	20S
Legal Section	14
Legal Subdivision	MILLION DOLLAR LK 28
Legal Block	140
Legal Lot Number	26
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	ABERNANT
Census Block Group	2
Census Block	2012
Census Tract	10604

Owner

Source: Tuscaloosa County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13812 GINGER DR, MC CALLA, AL 35111-1273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2009	Deed of Trust, Mortgage SUPERIOR BANK
Dec 9, 2005	Deed of Trust, Mortgage BANK
Sep 23, 2005	Deed of Trust, Mortgage COLONIAL BANK
Apr 19, 2022	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK
Dec 9, 2005	Deed, Subdivision Related Transfer BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Dec 9, 2005 · Amount on Record
Deed Document Number	0020229410
Deed Book / Page	2022 / 9410
Record Updated	Jun 8, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	13812 GINGER DR, MC CALLA, AL 35111-1273
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13812 GINGER DR, MC CALLA, AL 35111-1273

Mortgage

Document Number	2009/31755
Date	Apr 24, 2009
Book Page	2009/31755

Lender

Name	SUPERIOR BANK
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2039

Interest

Rate Type	Fixed Rate

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	13812 GINGER DR, MC CALLA, AL 35111-1273
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20051/14634
Date	Dec 9, 2005
Book Page	20051/14634

Lender

Name	BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2020

Interest

Rate Type	Fixed Rate

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	13812 GINGER DR, MC CALLA, AL 35111-1273
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005/87993
Date	Sep 23, 2005
Book Page	2005/87993

Lender

Name	COLONIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Apr 19, 2022
Property Address	13812 GINGER DR, MC CALLA, AL 35111-1273
Document Number	02022/9410
Book / Page	2022 / 9410
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13362 MICHAEL DR, LAKE VIEW, AL 35111-1323
Investor	Possibly a Property Investor

Mortgage

Document Number	0202234978
Date	Apr 19, 2022
Instrument	2022/34978

Lender

Name	FIRSTBANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2052

December 2005: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Dec 9, 2005
Property Address	13812 GINGER DR, MC CALLA, AL 35111-1273
Document Number	2005/26632
Book / Page	2005 / 26632
Instrument Date	Dec 9, 2005
Transaction Type	Subdivision Related Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 GINGER ST, MC CALLA, AL 35111

Mortgage

Document Number	20051/14628
Date	Dec 9, 2005
Book Page	20051/14628

Lender

Name	BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00 (+7.4%) Homeowner's exemption	$61,760 (+15.31%) Land $3,000 Building $58,760	$308,800 (+15.31%) Land $15,000 Building $293,800
2024	$676.00 (+5.63%) Homeowner's exemption	$53,560 (+5.14%) Land $3,000 Building $50,560	$267,800 (+5.14%) Land $15,000 Building $252,800
2023	$640.00 (+6.84%) Homeowner's exemption	$50,940 (+6.44%) Land $3,000 Building $47,940	$254,700 (+6.44%) Land $15,000 Building $239,700
2022	$599.00 Homeowner's exemption	$47,860 Land $3,000 Building $44,860	$239,300 Land $15,000 Building $224,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN POND WATER SYSTEM serves 8,631 people · EPA ID AL0000093
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	54 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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