1381 Saratoga Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1381 Saratoga Dr, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,133 sqft · built 1964
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,190,000 (Jan 2021)
Tax Bill	$14,780 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`088-29-043`

Property Details

APN / Parcel Number

Primary APN	`088-29-043`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,133 sqft Living Area
Gross Area	1,168 sqft
1st Floor Area	1,168 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	100 ft deep x 63 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	08829043
Street Address	1381 SARATOGA DR
City	MILPITAS
State	CA
Zip	95035-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PU
Legal Description	TRACT 3480 PARKTOWN BOOK 164 PAGE 16 PAGE 17 LOT 43
Legal Subdivision	PARKTOWN
Legal Tract	3480
Legal Lot Number	43
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	504415

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage HARRY HURST ETAL
Oct 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK
Sep 29, 2023	Transfer on Death Deed, Transfer
Feb 16, 2021	Transfer on Death Deed, Transfer
Jan 25, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	202124798362
Prior Transfer Date	Jul 31, 1997
Prior Transfer Doc	0013836255
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519

Mortgage

Document Number	0025581685
Date	Jan 3, 2024
Instrument	25581685

Lender

Name	HARRY HURST ETAL
Type	Private Party
Address	2554 LINCOLN BLVD # 1015, VENICE, CA 90291

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2025

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519
Transaction Type	Mortgage
Record Updated	Nov 2, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519

Mortgage

Document Number	0025548347
Date	Oct 23, 2023
Instrument	25548347

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Nov 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Max Rate	12.6%

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 29, 2023
Property Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519
Document Number	0025537658
Map Reference	MB 164 PG 16&17
Instrument Date	Sep 24, 2023
Instrument	25537658
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 16, 2021
Property Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519
Document Number	0024831607
Map Reference	MB 164 PG 16&17
Instrument Date	Jan 31, 2021
Instrument	24831607
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 25, 2021
Property Address	1381 SARATOGA DR, MILPITAS, CA 95035-6519
Document Number	0024798362
Instrument Date	Jan 14, 2021
Instrument	24798362
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,309.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 SARATOGA DR MILPITAS CA 950356519, MILPITAS, CA 95035-6519

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,313,851 (+2%) Land $854,004 Building $459,847
2025	$14,780.00 (+2%)	$1,288,090 (+4.04%) Land $837,259 Building $450,831
2023	$14,490.00 (+0.43%) Homeowner's exemption	$1,238,075 Land $804,749 Building $433,326
2022	$14,428.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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