Henderson County property record for 1381 S Lake Summit Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,382 sqft · built 1939 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,950,000 (May 2018) |
| Tax Bill | $7,390 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9575931708 |
| Primary APN | 9575931708 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,382 sqft Heated Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft (1.27 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 1,008 sqft |
| Deck Area | 24 sqft |
| Canopy | 13 sqft |
| Boat House | 960 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 601711 |
|---|---|
| Street Address | 1381 S LAKE SUMMIT RD |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 601711~WR |
| Legal Description | SR1852 ON S LAKE SUMMIT |
| Legal Subdivision | LAKE SUMMIT |
| Legal Block | 93 |
| Legal Lot Number | 1708 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 932000 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1450 PASLAY PL, LANTANA, FL 33462-4774 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on Record |
| Deed Sale | May 2, 2018 · Amount on Record |
| Deed Book / Page | 3193 / 649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 12, 2017 |
| Property Address | 1381 S LAKE SUMMIT RD, SALUDA, NC 28773 |
| Document Number | 0031020249 |
| Book / Page | 003102 / 000249 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 870146 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 JANE WAY DR HENDERSONVILLE NC 28792, HENDERSONVILLE, NC 28792 |
| Document Number | 31020253 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 003102/000253 |
| Instrument | 870147 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2047 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,391,900 (-) Land $886,400 Building $505,500 | ||
| 2025 | $7,390.00 | ||
| 2023 | $1,391,900 Land $886,400 Building $505,500 | $1,391,900 Land $886,400 Building $505,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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