1381 Ramona Dr E, Paducah, KY 42001 Property Records

McCracken County property record for 1381 Ramona Dr E, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Lot Size	0.317 acres (13,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Nov 2025)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-34-07-001`

Property Details

APN / Parcel Number

Primary APN	`086-34-07-001`
Alternative APN	`1491`

Exterior

Lot Area	13,800 sqft (0.317 acres)
Lot Dimensions	115 ft deep x 120 ft wide

Location & Zoning

Account Number	1491
Street Address	1381 RAMONA DR E
City	PADUCAH
State	KY
Zip	42001-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-43-107 120 X 115 1381 RAMONA DR
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4024
Census Tract	30800

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1381 RAMONA DR E, PADUCAH, KY 42001-5204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Deed Document Number	2025727477
Deed Book / Page	1532 / 18
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Nov 3, 2025
Property Address	1381 RAMONA DR E, PADUCAH, KY 42001-5204
Document Number	00D1532/18
Book / Page	D1532 / 18
Map Reference	MB D PG 47
Instrument Date	Oct 31, 2025
Instrument	727477
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 LONE OAK RD, PADUCAH, KY 42001-4443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 RAMONA DR E, PADUCAH, KY 42001-5204

Mortgage

Document Number	0000727478
Date	Nov 3, 2025
Instrument	727478

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,000 (-26.99%)	$135,000 (-26.99%)
2025	$1,619.00 (-1.46%)	$184,900 (-)	$184,900 (-)
2023	$1,643.00 (-1.68%)	$184,900 (-)	$184,900 (-)
2022	$1,671.00	$184,900	$184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20