1381 Ponderosa Dr, Tehachapi, CA 93561 Property Records

Kern County property record for 1381 Ponderosa Dr, Tehachapi, CA 93561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,837 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$303,000 (Nov 2005)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Oct 2017 Reverse Mortgage Feb 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`417-182-07-00-6`

Property Details

APN / Parcel Number

Primary APN	`417-182-07-00-6`
Alternative APNs	`417-182-07-8` `4171820700` `41718207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,837 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	1,837 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Patio Area	48 sqft

Location & Zoning

Account Number	417182078
Street Address	1381 PONDEROSA DR
City	TEHACHAPI
State	CA
Zip	93561-8992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6215 , BLOCK PHA, LOT 13
Legal Subdivision	6215 PH A
Legal Tract	6215
Legal Block	3
Legal Lot Number	13
Jurisdiction	KERN CA
Township / Civil Division	TEHACHAPI
Census Block Group	3
Census Block	3014
Census Tract	6102

Owner

1381 Ponderosa Dr is owned and occupied by two individuals who bought it in November 2005.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1381 PONDEROSA DR, TEHACHAPI, CA 93561-8992
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2017	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Feb 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 29, 2017	Deed of Trust, Mortgage COMMISSIONER OF HSNG & URBAN D

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2005 · Amount on File
Deed Sale	Nov 29, 2005 · Amount on File
Deed Document Number	2005330048
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1381 PONDEROSA DR, TEHACHAPI, CA 93561-8992
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	TSI TITLE CO OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135641
Date	Oct 10, 2017
Instrument	0217135641

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	963 Months
Due	Jan 23, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.52%
Type Change Date	Oct 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1381 PONDEROSA DR, TEHACHAPI, CA 93561-8992
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 PONDEROSA DR, TEHACHAPI, CA 93561-8992

Mortgage

Document Number	0000027113
Date	Feb 12, 2021
Instrument	221027113

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	923 Months
Due	Jan 23, 2098

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1381 PONDEROSA DR, TEHACHAPI, CA 93561-8992
Document Number	0000135642
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1381 PONDEROSA DR TEHACHAPI CA 935618992, TEHACHAPI, CA 93561-8992

Mortgage

Document Number	0000135642
Date	Oct 10, 2017
Instrument	135642

Lender

Name	COMMISSIONER OF HSNG & URBAN D
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount on Record
Term	972 Months
Due	Oct 9, 2098

Tax Assessment & Valuation

The 2025 property tax bill for 1381 Ponderosa Dr was $2,899 with a homeowner's exemption.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Tehachapi City
Unified School District	Tehachapi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$222,129 (+2%) Land $64,352 Building $157,777
2025	$2,899.00 Homeowner's exemption	$217,775 Land $63,091 Building $154,684
2023	$2,766.00 (+1.62%) Homeowner's exemption	$209,321 Land $60,642 Building $148,679
2022	$2,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1381 Ponderosa Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1381 Ponderosa Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEHACHAPI serves 9,094 people · EPA ID CA1510020
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Race Communications Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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