1381 Phillips St, Vista, CA 92083 Property Records

San Diego County property record for 1381 Phillips St, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 1967
Lot Size	0.305 acres (13,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (May 2024)
Tax Bill	$9,890 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jul 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`180-171-25-00`

Property Details

APN / Parcel Number

Primary APN	`180-171-25-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	13,300 sqft (0.305 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1381 PHILLIPS ST
City	VISTA
State	CA
Zip	92083-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 360 POR TR 002020
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	002020
Legal Block	3
Legal Lot Number	360
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	19702

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1381 PHILLIPS ST, VISTA, CA 92083-7140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jul 15, 2022	Intrafamily Transfer, Transfer
Apr 2, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 9, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS
Mar 29, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	2024111150
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	0000451054
Record Updated	Oct 29, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2024
Property Address	1381 PHILLIPS ST, VISTA, CA 92083-7140
Document Number	0000111150
Map Reference	MAP 2020
Instrument Date	Apr 9, 2024
Instrument	2024-0111150
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1381 PHILLIPS ST, VISTA, CA 92083-7140

Mortgage

Document Number	0000111151
Date	May 2, 2024
Instrument	2024-0111151

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2022
Property Address	1381 PHILLIPS ST, VISTA, CA 92083-7140
Document Number	0000292846
Map Reference	MAP 2020
Instrument Date	Jul 15, 2022
Instrument	2022-0292846
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 PHILLIPS ST, VISTA, CA 92083-7140

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1381 PHILLIPS ST, VISTA, CA 92083-7140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168136
Date	Apr 2, 2020
Instrument	2020-0168136

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1381 PHILLIPS ST, VISTA, CA 92083-7140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TIITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 PHILLIPS ST, VISTA, CA 92083-7140

Mortgage

Document Number	0000685860
Date	Nov 4, 2020
Instrument	2020-0685860

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2019
Property Address	1381 PHILLIPS ST, VISTA, CA 92083-7140
Document Number	0000451054
Instrument Date	Sep 19, 2019
Instrument	451054
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1381 PHILLIPS ST VISTA CA 920837140, VISTA, CA 92083-7140

Mortgage

Document Number	451055
Date	Oct 9, 2019
Instrument	451055

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2018
Property Address	1381 PHILLIPS ST, VISTA, CA 92083-7140
Document Number	0000124115
Map Reference	MAP 2020
Instrument Date	Mar 8, 2018
Instrument	2018-0124115
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1381 PHILLIPS ST, VISTA, CA 92083-7140

Mortgage

Document Number	0000124116
Date	Mar 29, 2018
Instrument	2018-0124116

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$821,914 (+2%) Land $587,083 Building $234,831
2025	$9,890.00 (+103.96%)	$805,799 (+110.52%) Land $575,572 Building $230,227
2023	$4,849.00 (+0.25%) Homeowner's exemption	$382,772 Land $273,409 Building $109,363
2022	$4,837.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, Verizon.

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