1381 Meredith Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1381 Meredith Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1985
Lot Size	0.255 acres (11,116 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Oct 2025)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0380-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0380-0140`
Alternative APNs	`00411058` `411058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,116 sqft (0.255 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,077 sqft
Deck Area	140 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00411058
Street Address	1381 MEREDITH DR
City	SPRING HILL
State	FL
Zip	34608-6237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 380 LOT 14
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 7
Legal Block	380
Legal Lot Number	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3003
Census Tract	41402

Owner

Source: Hernando County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	334 E LAKE RD, PALM HARBOR, FL 34685-2427
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Oct 9, 2025	Warranty Deed, Transfer ATE ENTERPRISES LLC
Sep 9, 2025	Warranty Deed, Transfer LANDCASTLE TITLE GROUP LLC
May 30, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 2, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Sep 9, 2025 · Amount on Record
Deed Document Number	202570419
Deed Book / Page	4620 / 562
Prior Transfer Date	Jun 16, 2025
Prior Transfer Doc	0045751928
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 29, 2026
Property Address	1381 MEREDITH DR, SPRING HILL, FL 34608-6237
Document Number	0000043924
Book / Page	4728 / 1389
Instrument Date	Jun 17, 2026
Instrument	202643924
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4443 RACHEL BLVD, SPRING HILL, FL 34607-2538

Mortgage

Document Number	0000043924,
Date	Jun 29, 2026
Book Page	4728/1389
Instrument	202643924

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 9, 2025
Property Address	1381 MEREDITH DR, SPRING HILL, FL 34608-6237
Document Number	0046200562
Book / Page	4620 / 562
Map Reference	MB 8 PG 11-24
Instrument Date	Sep 30, 2025
Instrument	2025070419
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3351 CROAKER DR, HERNANDO BEACH, FL 34607-3648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 E LAKE RD # 261, PALM HARBOR, FL 34685-2427

Mortgage

Document Number	0046200903
Date	Oct 10, 2025
Book Page	4620/903
Instrument	2025070529

Lender

Name	ATE ENTERPRISES LLC
Type	Non-Lending Institution
Address	ROCHESTER, NY 14623

Agreement

Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 9, 2025
Property Address	1381 MEREDITH DR, SPRING HILL, FL 34608-6237
Document Number	0046070614
Book / Page	4607 / 614
Map Reference	MB 8 PG 11-24
Instrument Date	Aug 29, 2025
Instrument	2025062624
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	LANDCASTLE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 SECOND ST, EAST PROVIDENCE, RI 02914-5420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3351 CROAKER DR, HERNANDO BEACH, FL 34607-3648
Investor	Possibly a Property Investor

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1381 MEREDITH DR, SPRING HILL, FL 34608-6237
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 MEREDITH DR, SPRING HILL, FL 34608-6237

Mortgage

Document Number	0043030543
Date	May 30, 2023
Book Page	4303/543
Instrument	2023032986

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 2, 2022
Property Address	1381 MEREDITH DR, SPRING HILL, FL 34608-6237
Document Number	0041220690
Book / Page	4122 / 690
Map Reference	MB 7 PG 12
Instrument Date	Jan 18, 2022
Instrument	2022009093
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	NATIONS TITLE AGCY OF FL INC

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1381 MEREDITH DR, SPRING HILL, FL 34608-6237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 MEREDITH DR, SPRING HILL, FL 34608-6237

Mortgage

Document Number	0041220691
Date	Feb 2, 2022
Book Page	4122/691
Instrument	2022009094

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00 (+1.6%)	$84,398 (+2.9%)	$228,751 (+6.47%) Land $36,127 Building $192,624
2024	$1,312.00 (+115.79%) Additional exemption filed	$82,019 (+3%)	$214,850 (-3.87%) Land $35,015 Building $179,835
2023		$79,630 Land $79,630
2022	$608.00		$223,504 Land $35,015 Building $188,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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