1381 FM 40, Ralls, TX 79357 Property Records

Crosby County property record for 1381 FM 40, Ralls, TX 79357 · Last verified January 2026

Property Summary

Property TypeRural Home
Details1,505 sqft · built 1990
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Tax Bill$3,420 (2022)
Deeds & MortgagesMay 2020 Mortgage
Feb 2022 Mortgage
+ 1 more
APNR13600

Property Details

APN / Parcel Number

Primary APNR13600
Alternative APN
  • 6371

Interior

Building Area1,505 sqft Living Area

Exterior

Year BuiltBuilt 1990
Lot Area435,600 sqft (10 acres)

Location & Zoning

Account Number6371
Street Address1381 FM 40
CityRALLS
StateTX
Zip79357-5117
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA-148 SURVEY 7 I&GN BLOCK 1 W/2
Legal Block1
JurisdictionCROSBY TX
Township / Civil DivisionLORENZO
Census Block Group1
Census Block1103
Census Tract950200

Owner

Source: Crosby County records · APN R13600

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1381 FM 40, RALLS, TX 79357-5117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
Jan 19, 2024Vendor's Lien, Transfer · Conventional Mortgage
NEXA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 19, 2024
Deed SaleJan 19, 2024
Prior SaleApr 29, 2016
Deed Document Number249714
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROSBY TX
Property Address1381 FM 40, RALLS, TX 79357-5117
Transaction TypeMortgage
Record UpdatedMay 19, 2026
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000245956
DateMay 29, 2020
Instrument245956
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueJun 01, 2046

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROSBY TX
Property Address1381 FM 40, RALLS, TX 79357-5117
Transaction TypeMortgage
Record UpdatedMay 19, 2026
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000247804
DateFeb 16, 2022
Instrument247804
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

January 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCROSBY TX
Recording DateJan 19, 2024
Property Address1381 FM 40, RALLS, TX 79357-5117
Document Number0000249714
Instrument DateJan 16, 2024
Instrument249714
Transaction TypeTransfer
Record UpdatedMay 19, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1381 FM 40, RALLS, TX 79357-5117

Mortgage

Document Number0000249715
DateJan 19, 2024
Instrument249715
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

Tax Assessment & Valuation

Source: Crosby County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTexas
CountyCrosby County
MunicipalityLorenzo City
Unified School DistrictLorenzo Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$244,320 (+10.86%) Land $40,000 Building $204,320$244,320 (+10.86%) Land $40,000 Building $204,320
2023$220,390 Land $30,000 Building $190,390$220,390 Land $30,000 Building $190,390
2022$3,420.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on FM 40

Nearby Streets

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