1381 Bull Gap Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 1381 Bull Gap Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,467 sqft · built 2019
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Apr 2019)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-072`

Property Details

APN / Parcel Number

Primary APN	`022-072`
Alternative APN	`3686`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,467 sqft Heated Area
1st Floor Area	1,467 sqft
Basement Area	457 sqft
Finished Basement	457 sqft
Unfinished Basement	1,523 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	110,207 sqft (2.53 acres)
Terrain	Rolling
Garage Area	484 sqft
Porch	Patio
Porch Area	729 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3686
Street Address	1381 BULL GAP RD
City	TALKING ROCK
State	GA
Zip	30175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL278 LT53,54,55 HIDDEN VALLEY 2.53AC
Legal Subdivision	HIDDEN VALLEY
Legal Phase	1
Legal Lot Number	53
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	1
Census Block	1016
Census Tract	50300

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1928, JASPER, GA 30143-0137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Conventional with PMI RENASANT BK
Jun 27, 2019	Trustee's Deed, Construction Loan · Construction Mortgage RENASANT BK
Apr 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Mar 31, 2010 · Amount on Record
Deed Document Number	2019646
Deed Book / Page	1177 / 600
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	1381 BULL GAP RD, TALKING ROCK, GA 30175
Document Number	0012020273
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1381 BULL GAP RD TALKING ROCK GA 301755902, TALKING ROCK, GA 30175-5902

Mortgage

Document Number	0012020273
Date	Dec 18, 2019
Book Page	001202/000273

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2034

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PICKENS GA
Recording Date	Jun 27, 2019
Property Address	1381 BULL GAP RD, TALKING ROCK, GA 30175
Document Number	0011840132
Book / Page	001184 / 000132
Instrument Date	Jun 18, 2019
Transaction Type	Construction Loan
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 BULL GAP RD TALKING ROCK GA 30175, TALKING ROCK, GA 30175

Mortgage

Document Number	11840132
Date	Jun 27, 2019
Book Page	001184/000132

Lender

Name	RENASANT BK
Type	Bank
Address	JASPER, GA 30143

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 26, 2020

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Apr 18, 2019
Property Address	1381 BULL GAP RD, TALKING ROCK, GA 30175
Document Number	0011770600
Book / Page	001177 / 000600
Instrument Date	Apr 16, 2019
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,102 (+47.09%) Land $14,168 Building $167,934	$455,254 (+47.09%) Land $35,420 Building $419,834
2025	$2,151.00 (-10.97%) Homeowner's exemption	$123,806 (-) Land $14,168 Building $109,638	$309,514 (-) Land $35,420 Building $274,094
2023	$2,416.00 (-4.01%) Homeowner's exemption	$123,806 (-) Land $14,168 Building $109,638	$309,514 (-) Land $35,420 Building $274,094
2022	$2,517.00 Homeowner's exemption	$123,806 Land $14,168 Building $109,638	$309,514 Land $35,420 Building $274,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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