13809 Winterberry Rdg, Midlothian, VA 23112 Property Records

Chesterfield County property record for 13809 Winterberry Rdg, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,544 sqft · built 1977
Lot Size	0.467 acres (20,343 sqft)
Owner	Individual Name on Record
Last Sale	$294,500 (May 2005)
Tax Bill	$3,894 (2026)
Deeds & Mortgages	Jul 2021 Second Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06104040000C026`

Property Details

APN / Parcel Number

Primary APN	`06104040000C026`
Alternative APNs	`729-68-12-73-300-000` `309456001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,544 sqft Finished Area
1st Floor Area	80 sqft
2nd Floor Area	1,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Traditional
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,343 sqft (0.467 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	309456001
Street Address	13809 WINTERBERRY RDG
City	MIDLOTHIAN
State	VA
Zip	23112-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	WINTERBERRY RIDGE L 26 BK C
Legal Subdivision	WINTERBERRY RIDGE
Legal Block	C
Legal Lot Number	26
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1011
Census Tract	100912

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13809 WINTERBERRY RDG, MIDLOTHIAN, VA 23112-4953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Aug 28, 2017	Deed of Trust, Mortgage · FHA Mortgage PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2005 · Amount on Record
Deed Sale	May 27, 2005 · Amount on Record
Deed Book / Page	6407 / 875
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13809 WINTERBERRY RDG, MIDLOTHIAN, VA 23112-4953
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013529-652
Date	Jul 21, 2021
Book Page	13529/652
Instrument	2021046740

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	135 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13809 WINTERBERRY RDG, MIDLOTHIAN, VA 23112-4953
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014078-840
Date	Sep 6, 2022
Book Page	14078/840
Instrument	2022039012

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 5, 2062

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13809 WINTERBERRY RDG, MIDLOTHIAN, VA 23112-4953
Document Number	1222066
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13809 WINTERBERRY RDG MIDLOTHIAN VA 231124953, MIDLOTHIAN, VA 23112-4953

Mortgage

Document Number	1222066
Date	Feb 11, 2019
Book Page	012220/000066
Instrument	4832

Lender

Name	PNC BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13809 WINTERBERRY RDG, MIDLOTHIAN, VA 23112-4953
Document Number	11751658
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	11751658
Date	Sep 13, 2017
Book Page	011751/000658
Instrument	36792

Lender

Name	PNC MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,894.00 (+8.32%)	$434,800 (-) Land $75,000 Building $359,800	$434,800 (-) Land $75,000 Building $359,800
2025		$434,800 (+10.81%) Land $75,000 Building $359,800	$434,800 (+10.81%) Land $75,000 Building $359,800
2023	$3,595.00	$392,400 Land $71,000 Building $321,400	$392,400 Land $71,000 Building $321,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	7 (1979–2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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