Mecklenburg County property record for 13809 Stephendale Dr, Charlotte, NC 28273
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,688 sqft · built 1991 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Last Sale | $350,000 (Nov 2021) |
| Tax Bill | $3,235 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 219-171-20 |
| Primary APN | 219-171-20 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Upper Floors Area | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 13809 STEPHENDALE DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28273-6769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12(CD) |
| Legal Description | L100 B1 M22-591 |
| Legal Subdivision | HOOKSTON YORKSHIRE MAP 03 |
| Legal Block | 1 |
| Legal Lot Number | 100 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 5931 |
Source: Mecklenburg County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 2, 2022 | Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC |
| Nov 23, 2021 | Warranty Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC |
| Aug 3, 2017 | Warranty Deed, Transfer · FHA Mortgage WR STARKEY MORTGAGE LLP |
| Feb 22, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 21, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Prior Sale | Aug 3, 2017 · Amount on Record |
| Deed Document Number | 2021222884 |
| Deed Book / Page | 36796 / 398 |
| Prior Transfer Date | Mar 6, 2012 |
| Prior Transfer Doc | 0000034472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 3, 2026 |
| Property Address | 13809 STEPHENDALE DR, CHARLOTTE, NC 28273-6769 |
| Document Number | 0000058979 |
| Book / Page | 40474 / 669 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202658979 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000058979, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 40474/669 |
| Instrument | 202658979 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13809 STEPHENDALE DR, CHARLOTTE, NC 28273-6769 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000053527 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 35822/563 |
| Instrument | 2021053527 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13809 STEPHENDALE DR, CHARLOTTE, NC 28273-6769 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262 |
| Investor | Possibly a Property Investor |
| Document Number | 0000160141 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 37807/178 |
| Instrument | 2022160141 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 23, 2021 |
| Property Address | 13809 STEPHENDALE DR, CHARLOTTE, NC 28273-6769 |
| Document Number | 0000222884 |
| Book / Page | 36796 / 398 |
| Map Reference | MB 22 PG 591 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021222884 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13809 STEPHENDALE DR, CHARLOTTE, NC 28273-6769 |
| Name | Verified Name |
|---|---|
| Address | 1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262 |
| Investor | Possibly a Property Investor |
| Document Number | 0000222885 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 36796/401 |
| Instrument | 2021222885 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 3, 2017 |
| Property Address | 13809 STEPHENDALE DR, CHARLOTTE, NC 28273-6769 |
| Document Number | 0000105156 |
| Book / Page | 32019 / 979 |
| Map Reference | MB22 PG591 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017105156 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4129 W RINCON AVE, 4129, CAMPBELL, CA 95008-3839 |
| Name | Verified Name |
|---|---|
| Address | 13809 STEPHENDALE DR, CLOVER, SC 29710 |
| Document Number | 0000105157 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 2017105157 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 22, 2017 |
| Property Address | 13809 STEPHENDALE DR, CHARLOTTE, NC 28273-6769 |
| Document Number | 0000022355 |
| Book / Page | 031581 / 000967 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 22355 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4129 W RINCON AVE CAMPBELL CA 950083839, CAMPBELL, CA 95008-3839 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 21, 2017 |
| Property Address | 13809 STEPHENDALE DR, CHARLOTTE, NC 28273-6769 |
| Document Number | 0000022136 |
| Book / Page | 031580 / 000928 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 22136 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $344.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4129 W RINCON AVE CAMPBELL CA 950083839, CAMPBELL, CA 95008-3839 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,235.00 (+1.89%) | $399,100 Land $90,000 Building $309,100 | $399,100 Land $90,000 Building $309,100 |
| 2024 | $3,175.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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