13806 Rain River Ranch Rd, Whitmore, CA 96096 Property Records

Shasta County property record for 13806 Rain River Ranch Rd, Whitmore, CA 96096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1989
Lot Size	5.03 acres (219,542 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2022)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Aug 2026 Transfer Nov 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`098-210-023-000`

Property Details

APN / Parcel Number

Primary APN	`098-210-023-000`
Alternative APN	`09821023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,336 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	219,542 sqft
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	098210023000
Street Address	13806 RAIN RIVER RANCH RD
City	WHITMORE
State	CA
Zip	96096-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HP-BA-80
Legal Subdivision	MOUNTAIN PINE ACRES SUBDIVISION
Legal Lot Number	14
Jurisdiction	SHASTA CA
Township / Civil Division	CENTRAL SHASTA
Census Block Group	1
Census Block	1055
Census Tract	12605

Owner

13806 Rain River Ranch Rd is owned and occupied by an individual who acquired it in February 2024.

Source: Shasta County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 26, 2025	Intrafamily Transfer, Transfer · Line of Credit TRI COUNTIES BANK
Feb 29, 2024	Transfer on Death Deed, Transfer
Jan 24, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 24, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jan 24, 2022	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Oct 4, 2011 · Amount on File
Deed Document Number	20222340
Last Transfer Date	Feb 21, 2024
Transfer Doc	0000004288
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHASTA CA
Recording Date	Aug 21, 2026
Property Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557
Document Number	0000019079
Instrument Date	Aug 13, 2026
Instrument	202619079
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Nov 26, 2025
Property Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557
Document Number	0000027965
Map Reference	MB 10 PG 31
Instrument Date	Nov 16, 2025
Instrument	2025-0027965
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557

Mortgage

Document Number	0000027966
Date	Nov 26, 2025
Instrument	2025-0027966

Lender

Name	TRI COUNTIES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHASTA CA
Recording Date	Feb 29, 2024
Property Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557
Document Number	0000004288
Map Reference	MB 10 PG 31
Instrument Date	Feb 21, 2024
Instrument	2024-0004288
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jan 24, 2022
Property Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557
Document Number	0000002340
Map Reference	MB 10 PG 31
Instrument Date	Jan 19, 2022
Instrument	2022-0002340
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557

Mortgage

Document Number	0000002342
Date	Jan 24, 2022
Instrument	2022-0002342

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Jan 24, 2022
Property Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557
Document Number	0000002339
Map Reference	MB 10 PG 31
Instrument Date	Jan 14, 2022
Instrument	2022-0002339
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1328, EUREKA, CA 95502-1328

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHASTA CA
Recording Date	Jan 24, 2022
Property Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557
Document Number	0000002341
Map Reference	MB 10 PG 31
Instrument Date	Jan 13, 2022
Instrument	2022-0002341
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13806 RAIN RIVER RANCH RD, WHITMORE, CA 96096-9557

Tax Assessment & Valuation

The 2025 property tax bill for 13806 Rain River Ranch Rd was $1,927.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Secondary School District	Shasta Union High School District (09 - 12)
Elementary School District	Whitmore Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$194,835 (+2%) Land $64,945 Building $129,890
2025	$1,927.00 Homeowner's exemption	$191,016 Land $63,672 Building $127,344
2023	$3,366.00 (+130.23%) Homeowner's exemption	$326,400 Land $61,200 Building $265,200
2022	$1,462.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13806 Rain River Ranch Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13806 Rain River Ranch Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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