Mecklenburg County property record for 13806 Penick Pl, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,222 sqft · built 2000 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $553,000 (Apr 2016) |
| Tax Bill | $6,699 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-264-33 |
| Primary APN | 007-264-33 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,222 sqft Living Area |
| Gross Area | 3,728 sqft |
| 1st Floor Area | 1,880 sqft |
| Upper Floors Area | 1,342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Slab |
| Porch Area | 842 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 13806 PENICK PL |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-8610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | L181 M32-260 |
| Legal Subdivision | RIVER RUN PH 04 MAP 05 |
| Legal Block | 4 |
| Legal Lot Number | 181 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 6404 |
13806 Penick Pl is owned and occupied by two individuals who bought it in April 2016.
Source: Mecklenburg County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13806 PENICK PL, DAVIDSON, NC 28036-8610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 30, 2017 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Sep 24, 2019 | Loan Modification, Mortgage · Conventional Mortgage PINNACLE BK |
| Dec 12, 2018 | Deed of Trust, Mortgage · Line of Credit PINNACLE BK |
| Oct 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on File |
| Deed Sale | Apr 29, 2016 · Amount on File |
| Prior Sale | Sep 26, 2011 · Amount on File |
| Deed Document Number | 201651513 |
| Deed Book / Page | 30782 / 543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13806 PENICK PL, DAVIDSON, NC 28036-8610 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000125404 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 37615/842 |
| Instrument | 2022125404 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13806 PENICK PL, DAVIDSON, NC 28036-8610 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000200454 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 36665/899 |
| Instrument | 2021200454 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13806 PENICK PL, DAVIDSON, NC 28036-8610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000146601 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 32232/508 |
| Instrument | 2017146601 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13806 PENICK PL, DAVIDSON, NC 28036-8610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000125554 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 34917/576 |
| Instrument | 2020125554 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|---|
| Type | Bank |
| Address | HAMPTON, VA 23663 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13806 PENICK PL, DAVIDSON, NC 28036-8610 |
| Document Number | 0000137340 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13806 PENICK PL DAVIDSON NC 280368610, DAVIDSON, NC 28036-8610 |
| Document Number | 0000137340 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 033937/000761 |
| Instrument | 137340 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 10, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13806 PENICK PL, DAVIDSON, NC 28036-8610 |
| Document Number | 0000006364 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13806 PENICK PL DAVIDSON NC 280368610, DAVIDSON, NC 28036-8610 |
| Document Number | 0000006364 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 033234/000217 |
| Instrument | 6364 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 17, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13806 PENICK PL, DAVIDSON, NC 28036-8610 |
| Document Number | 0000146600 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13806 PENICK PL DAVIDSON NC 280368610, DAVIDSON, NC 28036-8610 |
| Document Number | 0000146600 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 032232/000492 |
| Instrument | 146600 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2047 |
The 2025 property tax bill for 13806 Penick Pl was $6,699.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,699.00 | $875,800 Land $157,500 Building $718,300 | $875,800 Land $157,500 Building $718,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13806 Penick Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13806 Penick Pl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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