13806 290th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 13806 290th St, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,008 sqft
Lot Size	80 acres (3,484,800 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Nov 2018)
Tax Bill	$770 (2026)
Deeds & Mortgages	Nov 2018 Sale Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-010-0300`

Property Details

APN / Parcel Number

Primary APN	`04-010-0300`

Interior

Building Area	1,008 sqft Living Area

Exterior

Lot Area	3,484,800 sqft (80 acres)
Porch	Slab
Deck Area	Deck Area

Location & Zoning

Street Address	13806 290TH ST
City	ONAMIA
State	MN
Zip	56359-2870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF SW 10 40 27 80.00
Legal Range	27
Legal Township	40
Legal Section	10
Jurisdiction	MILLE LACS MN
Township / Civil Division	DAILEY
Census Block Group	1
Census Block	1000
Census Tract	970300

Owner

13806 290th St is owned and occupied by an individual who bought it in November 2018.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	13806 290TH ST, ONAMIA, MN 56359-2870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Warranty Deed, Transfer EDINA REALTY TITLE
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Feb 7, 2018	Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Feb 7, 2018 · Amount on File
Deed Document Number	2018408977
Prior Transfer Date	Jun 3, 2014
Prior Transfer Doc	A385191
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 2, 2018
Property Address	13806 290TH ST, ONAMIA, MN 56359-2870
Document Number	A408977
Instrument Date	Oct 31, 2018
Instrument	A408977
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Tax	$425.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13806 290TH ST, ONAMIA, MN 56359-2870

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	13806 290TH ST, ONAMIA, MN 56359-2870
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A406455
Date	Jun 6, 2018
Instrument	A406455

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 1, 2021

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 7, 2018
Property Address	13806 290TH ST, ONAMIA, MN 56359-2870
Document Number	A404815
Instrument Date	Feb 2, 2018
Instrument	A404815
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28234 140TH AVE, ONAMIA, MN 56359-2139

Mortgage

Document Number	A404816
Date	Feb 7, 2018
Instrument	A404816

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Feb 1, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13806 290th St was $770, up 4.3% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Dailey Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$770.00 (+4.34%)	$253,600 (+9.88%) Land $209,100 Building $44,500	$253,600 (+9.88%) Land $209,100 Building $44,500
2025	$738.00 Homeowner's exemption	$230,800 Land $183,800 Building $47,000	$230,800 Land $183,800 Building $47,000
2023	$722.00	$219,400 Land $164,700 Building $54,700	$219,400 Land $164,700 Building $54,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13806 290th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13806 290th St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 81% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

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