13805 Rte B, Saint Thomas, MO 65076 Property Records

Cole County property record for 13805 Rte B, Saint Thomas, MO 65076 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,270 sqft · built 1979
Lot Size	5.59 acres (243,500 sqft)
Owner	2 Individual Names on File
Last Sale	$243,800 (Feb 2019)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-06-14-0004-003-001`

Property Details

APN / Parcel Number

Primary APN	`19-06-14-0004-003-001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,270 sqft Living Area
1st Floor Area	1,406 sqft
Basement Area	1,370 sqft
Unfinished Basement	1,370 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	243,500 sqft (5.59 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	13805 ROUTE B
City	SAINT THOMAS
State	MO
Zip	65076-2105
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT W 1/2 SE QTR DESC AS THAT PT TRACT A ON SURVEY B-926 THAT LIES OUTSIDE ST THOMAS CITY LIMITS
Legal Range	12W
Legal Township	42N
Legal Section	14
Legal Tract	A
Jurisdiction	COLE MO
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2039
Census Tract	20200

Owner

Source: Cole County records · APN 19-06-14-0004-003-001

Assessment roll updated August 21, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13805 ROUTE B, SAINT THOMAS, MO 65076-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit MID AMERICA BANK
Feb 05, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FLAT BRANCH MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2019 · Amount on Record
Deed Sale	Feb 05, 2019 · Amount on Record
Deed Document Number	2019856
Deed Book / Page	695 / 444
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	13805 ROUTE B, SAINT THOMAS, MO 65076-2105
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000695/445
Date	Feb 05, 2019
Book Page	695/445
Instrument	201900857

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	13805 ROUTE B, SAINT THOMAS, MO 65076-2105
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000746/327
Date	Dec 28, 2022
Book Page	746/327
Instrument	202212283

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Feb 05, 2019
Property Address	13805 ROUTE B, SAINT THOMAS, MO 65076-2105
Document Number	695/444
Book / Page	695 / 444
Instrument Date	Jan 31, 2019
Instrument	201900856
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13805 ROUTE B, SAINT THOMAS, MO 65076-2105

Mortgage

Document Number	695/445
Date	Feb 05, 2019
Book Page	695/445
Instrument	201900857

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Cole County records · Assessment roll updated August 21, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00 (+14.52%)	$40,000 (-) Land $2,950 Building $37,050	$214,800 (-) Land $15,800 Building $199,000
2023		$40,000 Land $2,950 Building $37,050	$214,800 Land $15,800 Building $199,000
2022	$2,087.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cole County (29051C), updated November 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290510202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Sep 1993, river or lake flooding, Severe Storms & Flooding

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Wisper ISP	Fixed Wireless	400 / 30	Yes
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100	Yes
Whittrio	Fixed Wireless (unlicensed)	100 / 50	No

May also be available at this address: Brightspeed, Mediacom Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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