13805 E 5th Ct, Spokane Valley, WA 99216 Property Records

Spokane County property record for 13805 E 5th Ct, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 1980
Lot Size	0.369 acres (16,091 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Dec 2021)
Tax Bill	$4,366 (2026)
Deeds & Mortgages	May 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45221.1804`

Property Details

APN / Parcel Number

Primary APN	`45221.1804`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,375 sqft
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,091 sqft (0.369 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	60 sqft
Patio Area	49 sqft
Lean-To	240 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13805 E 5TH CT
City	SPOKANE VALLEY
State	WA
Zip	99216-0604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	BERGES ADD L4 B1
Legal Range	44E
Legal Township	25N
Legal Section	22
Legal Subdivision	BERGES ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1010
Census Tract	12701

Owner

13805 E 5th Ct is owned and occupied by two individuals who bought it in December 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13805 E 5TH CT, SPOKANE VALLEY, WA 99216-0604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU
Dec 7, 2021	Warranty Deed, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 24, 2020	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Feb 22, 2006 · Amount on File
Deed Document Number	20217158045
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13805 E 5TH CT, SPOKANE VALLEY, WA 99216-0604
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13805 E 5TH CT, SPOKANE VALLEY, WA 99216-0604

Mortgage

Document Number	0007282792
Date	May 8, 2023
Instrument	7282792

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	151 Months
Due	Dec 1, 2035

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 7, 2021
Property Address	13805 E 5TH CT, SPOKANE VALLEY, WA 99216-0604
Document Number	0007158045
Map Reference	VOL 14 PG 36
Instrument Date	Dec 3, 2021
Instrument	7158045
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,485.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13805 E 5TH CT, SPOKANE VALLEY, WA 99216-0604

Mortgage

Document Number	0007158103
Date	Dec 7, 2021
Instrument	7158103

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	13805 E 5TH CT, SPOKANE VALLEY, WA 99216-0604
Document Number	0006917008
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13805 E 5TH CT SPOKANE VALLEY WA 992160604, SPOKANE VALLEY, WA 99216-0604

Mortgage

Document Number	0006917008
Date	May 4, 2020
Instrument	6917008

Lender

Name	BANK OF AMERICA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	204 Months
Due	May 3, 2037

Interest

Rate	4.12%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13805 E 5TH CT, SPOKANE VALLEY, WA 99216-0604
Document Number	0006803599
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13805 E 5TH CT SPOKANE VALLEY WA 992160604, SPOKANE VALLEY, WA 99216-0604

Mortgage

Document Number	0006803599
Date	May 8, 2019
Instrument	6803599

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13805 E 5th Ct was $4,366, up 2.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,366.00 (+2.15%)	$416,600 Land $130,000 Building $286,600	$416,600 Land $130,000 Building $286,600
2025	$4,274.00
2024		$370,500 (+30.14%) Land $88,000 Building $282,500	$370,500 (+30.14%) Land $88,000 Building $282,500
2023	$3,546.00 (+6.61%)	$284,700 Land $80,000 Building $204,700	$284,700 Land $80,000 Building $204,700
2022	$3,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13805 E 5th Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13805 E 5th Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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