Frederick County property record for 13804 Graceham Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,454 sqft · built 1961 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (May 2004) |
| Tax Bill | $5,301 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-326603 |
| Primary APN | 15-326603 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,454 sqft Living Area |
| Gross Area | 3,070 sqft |
| 1st Floor Area | 2,054 sqft |
| Basement Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Frame |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 1,568 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 326603 |
|---|---|
| Street Address | 13804 GRACEHAM RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-2259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 1.224 AC W/S GRACE.-CREAGERS.RD. S/END |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 753001 |
13804 Graceham Rd is owned and occupied by two individuals who acquired it in January 2026.
Source: Frederick County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13804 GRACEHAM RD, THURMONT, MD 21788-2259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2004 · Amount on File |
| Deed Sale | May 12, 2004 · Amount on File |
| Deed Document Number | 200443540 |
| Deed Book / Page | 4598 / 70 |
| Last Transfer Date | Jan 30, 2026 |
| Transfer Doc | 1806000361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 30, 2026 |
| Property Address | 13804 GRACEHAM RD, THURMONT, MD 21788-2259 |
| Document Number | 1806000361 |
| Book / Page | 18065 / 361 |
| Instrument Date | Jan 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 13804 GRACEHAM RD, THURMONT, MD 21788-2259 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,800 (+10.03%) Land $86,700 Building $435,100 | $521,800 (-) Land $86,700 Building $435,100 | |
| 2025 | $5,301.00 (+6.25%) Homeowner's exemption | $474,233 (+25.09%) | $521,800 (+37.64%) Land $86,700 Building $435,100 |
| 2024 | $4,989.00 (+8.67%) | ||
| 2023 | $4,591.00 Homeowner's exemption | $379,100 Land $86,700 Building $292,400 | $379,100 Land $86,700 Building $292,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13804 Graceham Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13804 Graceham Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures