Orange County property record for 13804 Darchance Rd, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,150 sqft · built 2007 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,500 (Oct 2007) |
| Tax Bill | $4,017 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-23-27-1612-00-980 |
| Primary APN | 26-23-27-1612-00-980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,150 sqft Living Area |
| Gross Area | 2,942 sqft |
| 1st Floor Area | 2,150 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 343 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13804 DARCHANCE RD |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ENCLAVE AT BERKSHIRE PARK 65/124 LOT 98 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 26 |
| Legal Subdivision | ENCLAVE AT BERKSHIRE PARK |
| Legal Tract | 1612 |
| Legal Lot Number | 98 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 17112 |
Source: Orange County records · APN 26-23-27-1612-00-980
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13804 DARCHANCE RD, WINDERMERE, FL 34786-6310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| May 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2007 · Amount on Record |
| Deed Sale | Oct 17, 2007 · Amount on Record |
| Deed Document Number | 2007688171 |
| Deed Book / Page | 9473 / 4181 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13804 DARCHANCE RD, WINDERMERE, FL 34786-6310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13804 DARCHANCE RD, WINDERMERE, FL 34786-6310 |
| Document Number | 20210125607 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 20210125607 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13804 DARCHANCE RD, WINDERMERE, FL 34786-6310 |
| Document Number | 0000315360 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13804 DARCHANCE RD WINDERMERE FL 347866310, WINDERMERE, FL 34786-6310 |
| Document Number | 0000315360 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | 315360 |
| Name | AXOS BK |
|---|---|
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 04, 2035 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,997 (+2.7%) | $458,600 (-1.16%) Land $125,000 Building $333,600 | |
| 2025 | $4,017.00 (+6.13%) Homeowner's exemption | $249,267 (+5.99%) | $463,960 (+9.51%) Land $125,000 Building $338,960 |
| 2024 | $3,785.00 (+7.59%) | ||
| 2023 | $3,518.00 (+4.39%) Homeowner's exemption | $235,186 (+3%) | $423,661 (+17.42%) Land $125,000 Building $298,661 |
| 2022 | $3,370.00 Homeowner's exemption | $228,336 | $360,819 Land $110,000 Building $250,819 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 84 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 483 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property
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|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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