13803 N Hauser Lake Rd, Hauser (Post Falls), ID 83854 Property Records

Kootenai County property record for 13803 N Hauser Lake Rd, Hauser, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,491 sqft · built 2018
Lot Size	10.7 acres (469,359 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51N06W124250`

Property Details

APN / Parcel Number

Primary APN	`51N06W124250`
Alternative APN	`104616`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,491 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Metal Frame
Foundation Type	Concrete
Lot Area	469,359 sqft (10.7 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Pole Barn	225 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Propane

Location & Zoning

Account Number	104616
Street Address	13803 N HAUSER LAKE RD
City	HAUSER
State	ID
Zip	83854-5652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 350 FT-SE-NW EX E 25 FT FOR ROAD EX TX # 1251N06W
Legal Subdivision	SE-NW
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	4
Census Block	4006
Census Tract	301

Owner

13803 N Hauser Lake Rd is owned and occupied by two individuals who acquired it in January 2017.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	13803 N HAUSER LAKE RD, HAUSER, ID 83854-5652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit NUMERICA CREDIT UNION
Sep 29, 2017	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2017
Deed Sale	Jan 1, 2017
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Sep 11, 2026
Property Address	13803 N HAUSER LAKE RD, HAUSER, ID 83854-5652
Document Number	0003056797
Instrument Date	Sep 5, 2026
Instrument	20263056797
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	TITLE ESCROW, FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	13803 N HAUSER LAKE RD, HAUSER, ID 83854-5652

Mortgage

Document Number	0003056797,
Date	Sep 11, 2026
Instrument	20263056797

Lender

Name	NUMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 25, 2051

Interest

Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13803 N HAUSER LAKE RD, HAUSER, ID 83854-5652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2613909000
Date	Sep 29, 2017
Instrument	2613909000

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13803 N HAUSER LAKE RD, HAUSER, ID 83854-5652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2788775000
Date	Nov 3, 2020
Instrument	2788775000

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13803 N Hauser Lake Rd was $2,514 with a homeowner's exemption, down 3.8% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,514.00 (-3.79%) Homeowner's exemption	$990,935 Land $464,304 Building $526,631	$1,171,829 Land $645,198 Building $526,631
2024	$2,613.00 (+22.05%)
2023	$2,141.00 (-9.05%) Homeowner's exemption	$786,515 (+9.56%) Land $334,406 Building $452,109	$988,907 (+11.62%) Land $536,798 Building $452,109
2022	$2,354.00 Homeowner's exemption	$717,911 Land $244,273 Building $473,638	$885,970 Land $412,332 Building $473,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13803 N Hauser Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13803 N Hauser Lake Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Intermax Networks, Wired or Wireless.

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