13803 E Co Rd 300N, Lerna, IL 62440 Property Records

Coles County property record for 13803 E Co Rd 300N, Lerna, IL 62440

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,737 sqft · built 2000
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2021)
Tax Bill	$5,105 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-0-01081-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-01081-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,737 sqft Base Area
1st Floor Area	2,737 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	13803 E COUNTY ROAD 300N
City	LERNA
State	IL
Zip	62440-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 SE1/4 SEC 05 T11N R09E
Legal Range	09E
Legal Township	11N
Legal Section	05
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	1
Census Block	1097
Census Tract	600

Owner

13803 E Co Rd 300N is owned and occupied by an individual who bought it in June 2021.

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13803 E COUNTY ROAD 300N, LERNA, IL 62440-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit PRAIRIE BANK AND TRUST
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jan 3, 2020	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Apr 4, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	Jan 3, 2020 · Amount on File
Deed Document Number	2021795242
Prior Transfer Date	Oct 29, 2010
Prior Transfer Doc	2010725614
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Recording Date	Aug 28, 2026
Property Address	13803 E COUNTY ROAD 300N, LERNA, IL 62440-2407
Document Number	0000824356
Instrument Date	Aug 24, 2026
Instrument	2026824356
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000824356,
Date	Aug 28, 2026
Instrument	2026824356

Lender

Name	PRAIRIE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 28, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	13803 E COUNTY ROAD 300N, LERNA, IL 62440-2407
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000789705
Date	Aug 27, 2020
Instrument	202000789705

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 11, 2021
Property Address	13803 E COUNTY ROAD 300N, LERNA, IL 62440-2407
Document Number	202100795242
Instrument Date	Jun 11, 2021
Instrument	202100795242
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	NEAR NORTH NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13803 E COUNTY ROAD 300N, LERNA, IL 62440-2407

Mortgage

Document Number	202100795243
Date	Jun 11, 2021
Instrument	202100795243

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jan 3, 2020
Property Address	13803 E COUNTY ROAD 300N, LERNA, IL 62440-2407
Document Number	202000785660
Instrument Date	Aug 9, 2019
Instrument	202000785660
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13803 E COUNTY ROAD 300N, LERNA, IL 62440-2407

Mortgage

Document Number	202000785661
Date	Jan 3, 2020
Instrument	202000785661

Lender

Name	ENDEAVOR CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.25%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Apr 4, 2017
Property Address	13803 E COUNTY ROAD 300N, LERNA, IL 62440-2407
Document Number	201700769532
Instrument Date	Mar 31, 2017
Instrument	201700769532
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1380E CR 300N, LERNA, IL 62440

Mortgage

Document Number	201700769533
Date	Apr 4, 2017
Instrument	201700769533

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Min Rate At Change	2.25%
Max Rate At Change	5.37%

Tax Assessment & Valuation

The 2025 property tax bill for 13803 E Co Rd 300N was $5,105 with a homeowner's exemption, up 0.8% from the year before.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,105.00 (+0.79%) Homeowner's exemption	$90,953 (+6%) Land $6,900 Building $84,053	$272,859 (+6%) Land $20,700 Building $252,159
2024	$5,065.00	$85,804 (+5%) Land $6,509 Building $79,295	$257,412 (+5%) Land $19,527 Building $237,885
2023		$81,718 Land $6,199 Building $75,519	$245,154 Land $18,597 Building $226,557
2020	$4,809.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13803 E Co Rd 300N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13803 E Co Rd 300N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	100 / 10

May also be available: GigFire, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Co Rd 300N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures