1380 White Pine Dr, Cloquet, MN 55720 Property Records

Carlton County property record for 1380 White Pine Dr, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,430 sqft)
Owner	2 Individual Names on File
Last Sale	$549,900 (Sep 2024)
Tax Bill	$2,660 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2016 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`81-465-0160`

Property Details

APN / Parcel Number

Primary APN	`81-465-0160`
Alternative APN	`30159`

Exterior

Lot Area	45,430 sqft (1.04 acres)

Location & Zoning

Account Number	30159
Street Address	1380 WHITE PINE DR
City	CLOQUET
State	MN
Zip	55720-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE PINE 2ND ADDITION
Legal Range	17
Legal Township	48
Legal Section	02
Legal Subdivision	WHITE PINE 2ND ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	CARLTON MN
Township / Civil Division	TWIN LAKES
Census Block Group	2
Census Block	2003
Census Tract	70401

Owner

1380 White Pine Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Carlton County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit NORTHWOODS CREDIT UNION
Oct 31, 2016	Deed of Trust, Mortgage · Line of Credit DULUTH TEACHERS CU
Feb 18, 2010	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Dec 8, 2008	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Jan 4, 2005	Deed of Trust, Mortgage · Line of Credit STATE BANK OF TOWER
Mar 29, 2016	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jul 14, 2006	Deed of Trust, Mortgage · Line of Credit STATE BANK OF TOWER CLOQUET
May 19, 2006	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK OF TOWER CLOQUET
Apr 27, 2005	Deed of Trust, Mortgage · Line of Credit STATE BANK OF TOWER
Sep 13, 2024	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHWOODS CREDIT UNION
Apr 20, 2007	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2024 · Amount on File
Deed Sale	Sep 11, 2024 · Amount on File
Prior Sale	Aug 19, 2020 · Amount on File
Deed Document Number	20241691502
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000515827
Date	Mar 7, 2024
Instrument	A000515827

Lender

Name	NORTHWOODS CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	174 Months
Due	Sep 27, 2038

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000471183
Date	Oct 31, 2016
Instrument	A000471183

Lender

Name	DULUTH TEACHERS CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 25, 2031

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	NATIONAL TITLE/DULUTH INC, NATIONAL TITLE DULUTH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000429556
Date	Feb 18, 2010
Instrument	A000429556

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2040

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	CARLTON COMPANY ABSTRACT, CARLTON CO ABSTRACT-TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000421254
Date	Dec 8, 2008
Instrument	A000421254

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2039

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000388781
Date	Jan 4, 2005
Instrument	A000388781

Lender

Name	STATE BANK OF TOWER
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000467513
Date	Mar 29, 2016
Instrument	A000467513

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2046

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000402893
Date	Jul 14, 2006
Instrument	A000402893

Lender

Name	STATE BANK OF TOWER CLOQUET
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000401611
Date	May 19, 2006
Instrument	A000401611

Lender

Name	STATE BANK OF TOWER CLOQUET
Address	CLOQUET, MN 55720

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000391502
Date	Apr 27, 2005
Instrument	A000391502

Lender

Name	STATE BANK OF TOWER
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 13, 2024
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Document Number	A000518245
Instrument Date	Sep 11, 2024
Instrument	A000518245
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511

Mortgage

Document Number	A000518246
Date	Sep 13, 2024
Instrument	A000518246

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 19, 2020
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Document Number	A000493416
Instrument Date	Aug 14, 2020
Instrument	A000493416
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	NORTHSHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511

Mortgage

Document Number	A000493417
Date	Aug 19, 2020
Instrument	A000493417

Lender

Name	NORTHWOODS CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Apr 20, 2007
Property Address	1380 WHITE PINE DR, CLOQUET, MN 55720-7511
Document Number	A000409180
Instrument Date	Apr 19, 2007
Instrument	A000409180
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	CARLTON COMPANY ABSTRACT, CARLTON CO ABSTRACT-TITLE

Transaction

Amount	Amount on Record
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3206 MAPLE DR, CLOQUET, MN 55720-3340

Mortgage

Document Number	A000409181
Date	Apr 20, 2007
Instrument	A000409181

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 30, 2008

Tax Assessment & Valuation

The 2026 property tax bill for 1380 White Pine Dr was $2,660 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Twin Lakes Township
Unified School District	Carlton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,660.00 Homeowner's exemption
2025		$549,000 (+2.85%) Land $70,800 Building $478,200	$549,000 (+2.85%) Land $70,800 Building $478,200
2024	$5,592.00 Homeowner's exemption	$533,800 (+5.87%) Land $70,800 Building $463,000	$533,800 (+5.87%) Land $70,800 Building $463,000
2023	$5,592.00 Homeowner's exemption	$504,200 (-) Land $67,100 Building $437,100	$504,200 (-) Land $67,100 Building $437,100
2022		$504,200 Land $67,100 Building $437,100	$504,200 Land $67,100 Building $437,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1380 White Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1380 White Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Airfiber, Fond du Lac Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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