1380 Shadowtree Ln, Lapeer, MI 48446 Property Records

Lapeer County property record for 1380 Shadowtree Ln, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1980
Lot Size0.505 acres (21,998 sqft)
Owner2 Individual Names on Record
Tax Bill$1,373 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN014-470-025-00

Property Details

APN / Parcel Number

Primary APN014-470-025-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,248 sqft Living Area
1st Floor Area836 sqft
Basement Area396 sqft
Unfinished Basement396 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area21,998 sqft (0.505 acres)
Lot Dimensions200 ft deep x 110 ft wide
Garage Area484 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1380 SHADOWTREE LN
CityLAPEER
StateMI
Zip48446-8703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description14 74 025 000 00 T8N R10E SHADOWTREE LOT 25.
Legal SubdivisionSHADOWTREE
Legal Lot Number25
JurisdictionLAPEER MI
Township / Civil DivisionMAYFIELD
Census Block Group2
Census Block2032
Census Tract333500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1380 SHADOWTREE LN, LAPEER, MI 48446-8703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY MORTGAGE INC
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHOICEONE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1380 SHADOWTREE LN, LAPEER, MI 48446-8703
Transaction TypeMortgage
Record UpdatedJan 31, 2022
Title CompanyNETCO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1380 SHADOWTREE LN, LAPEER, MI 48446-8703

Mortgage

Document Number0032610591
DateDec 21, 2021
Book Page3261/591
Lender
NameFIDELITY MORTGAGE INC
TypeSubprime Lender
AddressPALM BEACH GARDENS, FL 33410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1380 SHADOWTREE LN, LAPEER, MI 48446-8703
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031060337
DateJun 10, 2020
Book Page3106/337
Lender
NameCHOICEONE BANK
TypeBank
AddressSPARTA, MI 49345
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJul 1, 2027
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change9%
Index1-Year CMT
Max Rate9%

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionMayfield Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,700 (+5.9%)$197,400 (+5.9%)
2025$1,373.00 (+13.85%) Homeowner's exemption$93,200 (+6.64%)$186,400 (+6.64%)
2023$87,400$174,800
2022$1,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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