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1380 Railroad St, Maxwell, TX 78656 Property Records

Caldwell County property record for 1380 Railroad St, Maxwell, TX 78656

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,170 sqft · built 2010
Lot Size10 acres (436,166 sqft)
Owner2 Individual Names on File
Last Sale$678,499 (Dec 2025)
Tax Bill$8,602 (2026)
Deeds & MortgagesDec 2025 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0100188-200-030-00

Property Details

APN / Parcel Number

Primary APN0100188-200-030-00
Alternative APNs
  • R51392
  • 51392

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,170 sqft Living Area
1st Floor Area2,170 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2011
Architectural StyleOther
Foundation TypeSlab (Mat/Raft)
Lot Area436,166 sqft (10 acres)

Exterior Amenities

PorchSlab
Porch Area1,440 sqft
Shed1 Shed
Shed Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number51392
Street Address1380 RAILROAD ST
CityMAXWELL
StateTX
Zip78656-4401
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA188 MAXWELL, THOMAS, ACRES 10.013, CREEMEADOW FARMS U/R, LOT C CREEMEADOW FARMS U/R, LOT C
Legal SubdivisionMAXWELL, THOMAS
Legal Lot NumberC
JurisdictionCALDWELL TX
Township / Civil DivisionMARTINDALE
Census Block Group2
Census Block2025
Census Tract960502

Owner

1380 Railroad St, a rural home, is owned and occupied by two individuals who bought it in December 2025.

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1380 RAILROAD ST, MAXWELL, TX 78656-4401
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 6, 2020Vendor's Lien, Transfer · VA Mortgage
CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2025 · Amount on File
Deed SaleDec 29, 2025 · Amount on File
Prior SaleAug 6, 2020 · Amount on File
Deed Document Number20259292
Prior Transfer DateAug 4, 2020
Prior Transfer Doc2020004151
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL TX
Property Address1380 RAILROAD ST, MAXWELL, TX 78656-4401
Transaction TypeMortgage
Record UpdatedJan 9, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 BLOSSOM VALLEY STRM, BUDA, TX 78610-3698

Mortgage

Document Number2025009293
DateDec 29, 2025
Instrument2025-009293
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

August 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCALDWELL TX
Recording DateAug 6, 2020
Property Address1380 RAILROAD ST, MAXWELL, TX 78656-4401
Document Number2020004151
Instrument DateAug 4, 2020
Instrument2020-004151
Transaction TypeTransfer
Record UpdatedNov 11, 2025
Title CompanyMISSION TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7281 US HIGHWAY 90A W, SHINER, TX 77984-6334

Transferred To (Grantee/Buyer)

NameVerified Name
Address1380 RAILROAD ST, MAXWELL, TX 78656-4401

Mortgage

Document Number2020004152
DateAug 6, 2020
Instrument2020-004152
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1380 Railroad St was $8,602 with exemptions applied.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCaldwell County
Unified School DistrictLockhart Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,602.00$548,880 (-10.61%) Land $302,230 Building $246,650$548,880 (-10.61%) Land $302,230 Building $246,650
2025$614,020 Land $330,630 Building $283,390$614,020 Land $330,630 Building $283,390
2023$523,918 Land $318,500 Building $273,020$591,520 Land $318,500 Building $273,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1380 Railroad St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimOct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1380 Railroad St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 62% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAXWELL SUD
serves 16,104 people · EPA ID TX0280003
Water SourcePurchased surface water from CRWA HAYS CALDWELL WTP
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
VTX Communications
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Spry Air Fiber
Fixed Wireless		250 / 50

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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