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1380 Co Rd 131, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1380 Co Rd 131, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,774 sqft · built 2007
Lot Size0.78 acres (33,977 sqft)
Owner2 Individual Names on File
Last Sale$258,000 (Feb 2018)
Tax Bill$1,331 (2026)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN13-10-07-35-0-000-002.003

Property Details

APN / Parcel Number

Primary APN13-10-07-35-0-000-002.003
Alternative APNs
  • ALT APN:1007350000002003
  • 205040

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,774 sqft Living Area
1st Floor Area1,036 sqft
Upper Floors Area738 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area33,977 sqft (0.78 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area278 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number205040
Street Address1380 COUNTY ROAD 131
CityCEDAR BLUFF
StateAL
Zip35959-2179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3, SUMMER CREST SD, PB 9 PG 97;ALSO A PT OF LOT 4 SD SUBBEG @ THE SW COR SD LOT 4;NE174;SE170;W23 TO POB
Legal Range10E
Legal Township09S
Legal Section35
Legal SubdivisionSUMMER CREST SD
Legal Lot Number3-4
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group2
Census Block2038
Census Tract955701

Owner

1380 Co Rd 131 is owned and occupied by two individuals who bought it in February 2018.

Source: Cherokee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1380 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2179
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2018 · Amount on File
Deed SaleFeb 20, 2018 · Amount on File
Prior SaleSep 30, 2008
Deed Document Number2018201486
Record UpdatedOct 29, 2026

February 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCHEROKEE AL
Recording DateFeb 20, 2018
Property Address1380 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2179
Document Number0000201486
Instrument DateFeb 15, 2017
Instrument201486
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10700 GROVE PLACE RD, SODDY DAISY, TN 37379-3608

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1380 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2179

Mortgage

Document Number0000201487
DateFeb 20, 2018
Instrument201487
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1380 Co Rd 131 was $1,331 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCedar Bluff Town
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,331.00 (+7.25%)
2025$1,241.00 (+3.42%) Homeowner's exemption$25,760 (+3.62%) Land $8,400 Building $17,360$275,400 (+3.3%) Land $84,000 Building $191,400
2024$1,200.00 Additional exemption filed$24,860 (-6.75%) Land $7,500 Building $17,360$266,600 (-) Land $75,000 Building $191,600
2023$1,200.00 Homeowner's exemption$26,660 (+186.67%)$266,600 (-) Land $75,000 Building $191,600
2022$1,200.00 Homeowner's exemption$9,300 Land $7,500 Building $1,800$266,600 Land $75,000 Building $191,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1380 Co Rd 131 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1380 Co Rd 131 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 61% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		25 / 5

May also be available: Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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