138 Woodridge Dr, Elyria, OH 44035 Property Records

Lorain County property record for 138 Woodridge Dr, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,042 sqft · built 1967
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (May 2022)
Tax Bill$3,788 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-23-025-105-023

Property Details

APN / Parcel Number

Primary APN06-23-025-105-023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,042 sqft Living Area
Gross Area2,526 sqft
1st Floor Area1,124 sqft
Basement Area816 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions185 ft deep x 70 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area204 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address138 WOODRIDGE DR
CityELYRIA
StateOH
Zip44035-1718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY BROOK HILLS 57.08 X 215.33
Legal SubdivisionVALLEY BROOK HILLS
Legal Tract23
Legal Block105
Legal Lot Number42
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1002
Census Tract70101

Owner

138 Woodridge Dr is owned and occupied by an individual who bought it in May 2022.

Source: Lorain County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address138 WOODRIDGE DR, ELYRIA, OH 44035-1718
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 1, 2021Warranty Deed, Transfer
TERRA BLUE TITLE AGENCY, TERRA BLUE TITLE AGENCY LLC
May 14, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2022 · Amount on File
Deed SaleMay 16, 2022 · Amount on File
Prior SaleOct 1, 2021 · Amount on File
Deed Document Number2022875545
Prior Transfer DateApr 30, 2021
Prior Transfer Doc0000818011
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address138 WOODRIDGE DR, ELYRIA, OH 44035-1718
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 WOODRIDGE DR, ELYRIA, OH 44035-1718

Mortgage

Document Number0000072154
DateOct 21, 2025
Instrument2025-0072154
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueNov 7, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 16, 2022
Property Address138 WOODRIDGE DR, ELYRIA, OH 44035-1718
Document Number0000875545
Map ReferenceVOL 24 PG 31
Instrument DateMay 10, 2022
Instrument2022-0875545
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyINFINITE TITLE, INFINITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 WOOERIDGE DRIVE, ELYRIA, OH 44035-1718

Mortgage

Document Number0000875546
DateMay 16, 2022
Instrument2022-0875546
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 1, 2021
Property Address138 WOODRIDGE DR, ELYRIA, OH 44035-1718
Document Number0000842294
Map ReferenceOVL 24 PG 31
Instrument DateSep 30, 2021
Instrument2021-0842294
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyTERRA BLUE TITLE AGENCY, TERRA BLUE TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 PARK AVE # 73833, NEW YORK, NY 10003-0103
InvestorPossibly a Property Investor

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateMay 14, 2021
Property Address138 WOODRIDGE DR, ELYRIA, OH 44035-1718
Document Number0000818011
Map ReferenceVOL 24 PG 31
Instrument DateApr 30, 2021
Instrument2021-0818011
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 WOODRIDGE DR, ELYRIA, OH 44035-1718

Tax Assessment & Valuation

The 2025 property tax bill for 138 Woodridge Dr was $3,788 with a homeowner's exemption, down 0.1% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,788.00 (-0.05%) Homeowner's exemption$79,920 (%) Land $14,690 Building $65,230$228,350 (-) Land $41,970 Building $186,380
2024$3,790.00 (+13.03%)$79,923 (+29.89%) Land $14,690 Building $65,233$228,350 (+29.89%) Land $41,970 Building $186,380
2023$3,353.00 (-2.04%)$61,531 (+%) Land $16,160 Building $45,371$175,800 Land $46,170 Building $129,630
2022$3,423.00$61,530 Land $16,160 Building $45,370
2021$175,800 Land $46,170 Building $129,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 Woodridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Woodridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35

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