Sarasota County property record for 138 Willow Bend Way, Osprey, FL 34229 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,506 sqft Living Area |
| Lot Size | 10,427 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $825,000 (2023) |
| Tax Bill | $724.00 (2024) |
| Primary APN | 0149-01-0031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,506 sqft Living Area |
| Gross Area | 2,989 sqft Gross Area |
| 1st Floor | 2,506 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 10,427 sqft (0.239 acres) |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Pool Area | 288 sqft Pool |
|---|---|
| Patio Area | 333 sqft Patio |
| Porch | Open Porch |
| Porch Area | 426 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 0149010031 |
|---|---|
| Street Address | 138 WILLOW BEND WAY |
| City | OSPREY |
| State | FL |
| Zip | 34229-6806 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2398 PARK TRACE ESTATES |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 11 |
| Legal Subdivision | PARK TRACE ESTATES |
| Legal Tract | 2745 |
| Legal Lot Number | 2398 |
| Jurisdiction | SARASOTA FL |
| Minor Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 2101 |
Source: Sarasota County records · APN 0149-01-0031
Assessment roll updated December 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 WILLOW BEND WAY, OSPREY, FL 34229-6806 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 08, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage CSC DOCUMENT RECORDING |
| Jun 16, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage EMM LOANS LLC |
| Apr 13, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Nov 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on Record |
| Deed Sale | Jun 16, 2023 · Amount on Record |
| Prior Sale | Nov 17, 2022 · Amount on Record |
| Deed Doc Number | 202397217 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Apr 08, 2026 |
| Property Address | 138 WILLOW BEND WAY, OSPREY, FL 34229-6806 |
| Document Number | 0000045743 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202645743 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000045743, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 202645743 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jun 16, 2023 |
| Property Address | 138 WILLOW BEND WAY, OSPREY, FL 34229-6806 |
| Document Number | 0000097217 |
| Map Reference | MB 40 PG 26 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023097217 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7460 DICKENS DR, SARASOTA, FL 34231-7913 |
| Name | Verified Name |
|---|---|
| Address | 138 WILLOW BEND WAY, OSPREY, FL 34229-6806 |
| Investor | Possibly a Property Investor |
| Document Number | 0000097218 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023097218 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 138 WILLOW BEND WAY, OSPREY, FL 34229-6806 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 138 WILLOW BEND WAY, OSPREY, FL 34229-6806 |
| Document Number | 0000059935 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2023059935 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Nov 17, 2022 |
| Property Address | 138 WILLOW BEND WAY, OSPREY, FL 34229-6806 |
| Document Number | 0000179163 |
| Map Reference | MB 40 PG 26 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022179163 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 PINE WARBLER PL UNIT 9318, 1430, SARASOTA, FL 34240-1542 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 138 WILLOW BEND WAY, OSPREY, FL 34229-6806 |
| Document Number | 0000179164 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 2022179164 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Sarasota County records · Assessment roll updated December 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $572,700 (+19.27%) Land $202,100 Building $370,600 | $572,700 (-3.91%) Land $202,100 Building $370,600 | |
| 2024 | $724.00 (-87.46%) | ||
| 2023 | $5,772.00 (+37.04%) Homeowner's exemption Veteran's exemption | $480,169 (+38.19%) | $596,000 (+2.55%) Land $161,700 Building $434,300 |
| 2022 | $4,212.00 Homeowner's exemption | $347,482 | $581,200 Land $150,000 Building $431,200 |
Source: FEMA National Flood Hazard Layer, Sarasota County (12115C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Parcel location falls outside the county's mapped flood area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 581 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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