138 Willow Bend Way, Osprey, FL 34229 Property Records

Sarasota County property record for 138 Willow Bend Way, Osprey, FL 34229 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,506 sqft Living Area
Lot Size10,427 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$825,000 (2023)
Tax Bill$724.00 (2024)

Property Details

APN / Parcel Number

Primary APN0149-01-0031
Alternative APN
  • 149010031

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,506 sqft Living Area
Gross Area2,989 sqft Gross Area
1st Floor2,506 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialConcrete Roof
Lot Area10,427 sqft (0.239 acres)
Garage TypeAttached Garage
Garage Area483 sqft Garage

Exterior Amenities

Pool Area288 sqft Pool
Patio Area333 sqft Patio
PorchOpen Porch
Porch Area426 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number0149010031
Street Address138 WILLOW BEND WAY
CityOSPREY
StateFL
Zip34229-6806
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2398 PARK TRACE ESTATES
Legal Range18E
Legal Township38S
Legal Section11
Legal SubdivisionPARK TRACE ESTATES
Legal Tract2745
Legal Lot Number2398
JurisdictionSARASOTA FL
Minor Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Blockgroup1
Census Block1003
Census Tract2101

Owner

Source: Sarasota County records · APN 0149-01-0031

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address138 WILLOW BEND WAY, OSPREY, FL 34229-6806
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
CSC DOCUMENT RECORDING
Jun 16, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
EMM LOANS LLC
Apr 13, 2023Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Nov 17, 2022Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Prior SaleNov 17, 2022 · Amount on Record
Deed Doc Number202397217
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Recording DateApr 08, 2026
Property Address138 WILLOW BEND WAY, OSPREY, FL 34229-6806
Document Number0000045743
Instrument DateMar 26, 2026
Instrument202645743
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000045743,
DateApr 08, 2026
Instrument202645743
Lender
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJun 16, 2023
Property Address138 WILLOW BEND WAY, OSPREY, FL 34229-6806
Document Number0000097217
Map ReferenceMB 40 PG 26
Instrument DateJun 15, 2023
Instrument2023097217
Transaction TypeTransfer
Record UpdatedJun 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7460 DICKENS DR, SARASOTA, FL 34231-7913

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 WILLOW BEND WAY, OSPREY, FL 34229-6806
InvestorPossibly a Property Investor

Mortgage

Document Number0000097218
DateJun 16, 2023
Instrument2023097218
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address138 WILLOW BEND WAY, OSPREY, FL 34229-6806
Transaction TypeMortgage
Record UpdatedApr 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 WILLOW BEND WAY, OSPREY, FL 34229-6806

Mortgage

Document Number0000059935
DateApr 13, 2023
Instrument2023059935
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateNov 17, 2022
Property Address138 WILLOW BEND WAY, OSPREY, FL 34229-6806
Document Number0000179163
Map ReferenceMB 40 PG 26
Instrument DateNov 16, 2022
Instrument2022179163
Transaction TypeTransfer
Record UpdatedDec 01, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1430 PINE WARBLER PL UNIT 9318, 1430, SARASOTA, FL 34240-1542

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address138 WILLOW BEND WAY, OSPREY, FL 34229-6806

Mortgage

Document Number0000179164
DateNov 17, 2022
Instrument2022179164
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

Tax Assessment & Valuation

Source: Sarasota County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$572,700 (+19.27%) Land $202,100 Building $370,600$572,700 (-3.91%) Land $202,100 Building $370,600
2024$724.00 (-87.46%)
2023$5,772.00 (+37.04%) Homeowner's exemption Veteran's exemption$480,169 (+38.19%)$596,000 (+2.55%) Land $161,700 Building $434,300
2022$4,212.00 Homeowner's exemption$347,482$581,200 Land $150,000 Building $431,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sarasota County (12115C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneParcel location falls outside the county's mapped flood area
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 581 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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