Kenton County property record for 138 Williamsburg Dr, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,458 sqft · built 1970 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Sep 2021) |
| Tax Bill | $2,150 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Dec 2019 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-10-11-025.00 |
| Primary APN | 028-10-11-025.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,458 sqft Finished Area |
| Gross Area | 2,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 138 WILLIAMSBURG DR |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEECHWOOD EST BLK B LOT 66 0.23 ACS NES WILLIAMSBURG DR |
| Legal Subdivision | BEECHWOOD ESTATES |
| Legal Phase | B |
| Legal Block | B |
| Legal Lot Number | 66 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 64700 |
138 Williamsburg Dr is owned and occupied by two individuals who bought it in September 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 WILLIAMSBURG DR, FT MITCHELL, KY 41017-2748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 13, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| Nov 27, 2019 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Jan 15, 2019 | Trustee's Deed, Construction Loan · Line of Credit HERITAGE BK |
| Oct 3, 2018 | Warranty Deed, Transfer · Conventional with PMI GUARDIAN SVGS BK |
| Jan 13, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on File |
| Deed Sale | Sep 9, 2021 · Amount on File |
| Prior Sale | Oct 3, 2018 · Amount on File |
| Deed Document Number | 20215900162 |
| Deed Book / Page | 116 / 960 |
| Prior Transfer Date | Jan 6, 2017 |
| Prior Transfer Doc | 0005900073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 9, 2021 |
| Property Address | 138 WILLIAMSBURG DR, FT MITCHELL, KY 41017-2748 |
| Document Number | 0005900162 |
| Book / Page | 116 / 960 |
| Map Reference | PL 930 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 21090905900162 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 WASHINGTON ST APT 417, 710, COVINGTON, KY 41011-3038 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 138 WILLIAMSBURG DR, FORT MITCHELL, KY 41017-2748 |
| Document Number | 0005900163 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 269/707 |
| Instrument | 21090905900163 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 138 WILLIAMSBURG DR, FT MITCHELL, KY 41017-2748 |
| Document Number | 0000000127 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | BLYTHE TITLE AND ESCROW LLC, BLYTHE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 138 WILLIAMSBURG DR FORT MITCHELL KY 410172748, FORT MITCHELL, KY 41017-2748 |
| Document Number | 0000000127 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 0000M3/000588 |
| Instrument | 127 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 13, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 138 WILLIAMSBURG DR, FT MITCHELL, KY 41017-2748 |
| Document Number | 0000000068 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 138 WILLIAMSBURG DR FORT MITCHELL KY 410172748, FORT MITCHELL, KY 41017-2748 |
| Document Number | 0000000068 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 0C6823/000153 |
| Instrument | 68 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 9, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 15, 2019 |
| Property Address | 138 WILLIAMSBURG DR, FT MITCHELL, KY 41017-2748 |
| Book / Page | 0C6582 / 000255 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 75 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 29, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2460 FOUNTAIN PL #G LAKESIDE PARK KY 410171652, G, LAKESIDE PARK, KY 41017-1652 |
| Document Number | 0000000075 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 0C6582/000255 |
| Instrument | 75 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, KY 41042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 14, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 3, 2018 |
| Property Address | 138 WILLIAMSBURG DR, FT MITCHELL, KY 41017-2748 |
| Document Number | 0000000172 |
| Book / Page | 0C6515 / 000290 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 172 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3168 TENNYSON PL COVINGTON KY 410159501, COVINGTON, KY 41015-9501 |
| Document Number | 173 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 0C6515/000293 |
| Instrument | 173 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 13, 2017 |
| Property Address | 138 WILLIAMSBURG DR, FT MITCHELL, KY 41017-2748 |
| Document Number | 0000000073 |
| Book / Page | 0C6074 / 000320 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 73 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 138 WILLIAMSBURG DR FORT MITCHELL KY 410172748, FORT MITCHELL, KY 41017-2748 |
The 2025 property tax bill for 138 Williamsburg Dr was $2,150.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,000 (-) Land $60,000 Building $515,000 | $575,000 (-) Land $60,000 Building $515,000 | |
| 2025 | $2,150.00 | $575,000 Land $60,000 Building $515,000 | $575,000 Land $60,000 Building $515,000 |
| 2023 | $2,340.00 | $575,000 Land $60,000 Building $515,000 | $575,000 Land $60,000 Building $515,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Williamsburg Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 138 Williamsburg Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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