Cleveland County property record for 138 Ware Loop Dr, Kings Mountain, NC 28086 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2000 |
| Square Footage | 1,784 sqft Finished Area |
| Lot Size | 30,492 sqft (0.7 acres) |
| Garage | 408 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2006) |
| Tax Bill | $1,646.00 (2025) |
Source: Cleveland County records · APN 15458
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 WARE LOOP DR, KINGS MOUNTAIN, NC 28086-8784 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) STATE EMPS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2006 · Amount on Record |
| Deed Sale | Dec 22, 2006 · Amount on Record |
| Deed Doc Number | 200684204 |
| Deed Book / Page | 1507 / 2360 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 138 WARE LOOP DR, KINGS MOUNTAIN, NC 28086-8784 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0018610892 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 1861/892 |
| Instrument | 200066279 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 138 WARE LOOP DR, KINGS MOUNTAIN, NC 28086-8784 |
| Document Number | 0017440520 |
| Instrument Date | Jun 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 138 WARE LOOP DR KINGS MOUNTAIN NC 280868784, KINGS MOUNTAIN, NC 28086-8784 |
| Investor | Possibly a Property Investor |
| Document Number | 0017440520 |
|---|---|
| Date | Jun 08, 2017 |
| Book Page | 001744/000520 |
| Instrument | 1322 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 07, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,327 (-) Land $25,872 Building $233,455 | $259,327 (-) Land $25,872 Building $233,455 | |
| 2025 | $1,646.00 | $259,327 (+48.99%) Land $25,872 Building $233,455 | $259,327 (+48.99%) Land $25,872 Building $233,455 |
| 2023 | $174,058 Land $18,942 Building $155,116 | $174,058 Land $18,942 Building $155,116 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 15458 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 1,784 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Exterior |
| Roof Construction | Shed Roof Construction |
| Lot Area | 30,492 sqft (0.7 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 408 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Deck Area | 90 sqft Deck |
| Porch Area | 147 sqft Porch |
| Storage Building | 130 sqft Storage Building |
| Mobile Home Hookup | Property has a utility hookup (electric and/or water) for a mobilize home or RV |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 1232622 |
|---|---|
| Street Address | 138 WARE LOOP DR |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-8784 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .70 AC RD 2016 |
| Legal Subdivision | NUMBER FIVE TOWNSHIP |
| Legal Block | 1 |
| Legal Lot Number | 111L |
| Jurisdiction | CLEVELAND NC |
| Minor Civil Division | CLEVELAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 950302 |
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