138 Walnut St, Amherst, VA 24521 Property Records

Amherst County property record for 138 Walnut St, Amherst, VA 24521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,117 sqft · built 1990
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Jul 2024)
Tax Bill	$1,294 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96A5 4 27`

Property Details

APN / Parcel Number

Primary APN	`96A5 4 27`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,117 sqft Living Area
1st Floor Area	1,073 sqft
Basement Area	583 sqft
Unfinished Basement	583 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 WALNUT ST
City	AMHERST
State	VA
Zip	24521-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 27 AMHERST ACRES 96A5 4 27
Legal Subdivision	AMHERST ACRES
Legal Lot Number	27
Jurisdiction	AMHERST VA
Township / Civil Division	2
Census Block Group	2
Census Block	2007
Census Tract	10201

Owner

Source: Amherst County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 WALNUT ST, AMHERST, VA 24521-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Dec 6, 2023	Warranty Deed, Transfer · Commercial Mortgage STRATEGIC FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Dec 6, 2023 · Amount on Record
Deed Document Number	20241871
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	138 WALNUT ST, AMHERST, VA 24521-3225
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000927
Date	Apr 17, 2024
Instrument	240000927

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Dec 6, 2023
Property Address	138 WALNUT ST, AMHERST, VA 24521-3225
Document Number	0230003346
Instrument Date	Nov 22, 2023
Instrument	230003346
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 PHELPS RD, MADISON HEIGHTS, VA 24572-2402

Mortgage

Document Number	0230003347
Date	Dec 6, 2023
Instrument	230003347

Lender

Name	STRATEGIC FUNDING LP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Municipality	Amherst Town
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,294.00 (+132.32%)	$91,400 (-) Land $20,000 Building $71,400	$231,100 (+152.84%) Land $24,000 Building $207,100
2025	$557.00
2024		$91,400 (-) Land $20,000 Building $71,400	$91,400 (-) Land $20,000 Building $71,400
2023	$557.00	$91,400 Land $20,000 Building $71,400	$91,400 Land $20,000 Building $71,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF AMHERST serves 2,231 people · EPA ID VA5009050
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Firefly Fiber Broadband.

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