St. Louis County property record for 138 W Harvey St, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1930 |
| Lot Size | 0.152 acres (6,635 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Nov 2011) |
| Tax Bill | $458 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-0260-01480 |
| Primary APN | 030-0260-01480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Gross Area |
| 1st Floor Area | 492 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 6,635 sqft (0.152 acres) |
| Garage Area | 360 sqft |
| Porch | Slab |
| Porch Area | 129 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1109684 |
|---|---|
| Street Address | 138 W HARVEY ST |
| City | ELY |
| State | MN |
| Zip | 55731-1147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 AND 10 SERIAL # |
| Legal Subdivision | SEMERS ADD TO ELY |
| Legal Block | 8 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ELY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 15300 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 138 W HARVEY ST, ELY, MN 55731-1147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2011 · Amount on Record |
| Deed Sale | Nov 15, 2011 · Amount on Record |
| Prior Sale | Sep 6, 2002 · Amount on Record |
| Deed Document Number | 201173776 |
| Prior Transfer Date | Aug 15, 2002 |
| Prior Transfer Doc | 0000867928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 27, 2021 |
| Property Address | 138 W HARVEY ST, ELY, MN 55731-1147 |
| Document Number | 0001415170 |
| Instrument Date | May 24, 2021 |
| Instrument | 1415170 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 W HARVEY ST, ELY, MN 55731-1147 |
| Document Number | 0001415171 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 1415171 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Ely City |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458.00 (+4.09%) Homeowner's exemption | ||
| 2025 | $440.00 (-24.4%) Homeowner's exemption | $90,600 (+7.86%) Land $10,000 Building $80,600 | $90,600 (+7.86%) Land $10,000 Building $80,600 |
| 2024 | $582.00 | $84,000 (+9.23%) Land $9,500 Building $74,500 | $84,000 (+9.23%) Land $9,500 Building $74,500 |
| 2022 | $76,900 Land $8,700 Building $68,200 | $76,900 Land $8,700 Building $68,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 77% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Ely serves 3,258 people · EPA ID MN1690014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Treehouse Broadband Fixed Wireless | 1,000 / 1,000 |
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