138 W Camp St, Ely, MN 55731 Property Records

St. Louis County property record for 138 W Camp St, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,220 sqft
Lot Size	0.078 acres (3,428 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Mar 2022)
Tax Bill	$1,396 (2026)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-0262-00250`

Property Details

APN / Parcel Number

Primary APN	`030-0262-00250`
Alternative APN	`1126920`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,220 sqft Gross Area
1st Floor Area	1,220 sqft
Basement Area	668 sqft
Finished Basement	668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	3,428 sqft (0.078 acres)
Garage Area	308 sqft

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Patio Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1126920
Street Address	138 W CAMP ST
City	ELY
State	MN
Zip	55731-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 18 FT OF LOT 9 AND ELY 15 FT OF LOT10 SERIAL #
Legal Subdivision	SEMERS 2ND ADDITION TO ELY
Legal Block	2
Legal Lot Number	9-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELY
Census Block Group	2
Census Block	2006
Census Tract	15300

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 W CAMP ST, ELY, MN 55731-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELY AREA CU
Mar 4, 2022	Warranty Deed, Transfer ELY AREA CU
Apr 3, 2017	Deed with Mortgage, Transfer SHERYLL E & JOHN LEHTI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	20221438632
Prior Transfer Date	Jun 24, 2009
Prior Transfer Doc	0001115125
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	138 W CAMP ST, ELY, MN 55731-1104
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 W CAMP ST, ELY, MN 55731-1104

Mortgage

Document Number	0001462561
Date	Mar 1, 2023
Instrument	1462561

Lender

Name	ELY AREA CU
Type	Credit Union
Address	ELY, MN 55731

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 17, 2038

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 4, 2022
Property Address	138 W CAMP ST, ELY, MN 55731-1104
Document Number	0001438632
Instrument Date	Jan 18, 2022
Instrument	1438632
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 W CAMP ST, ELY, MN 55731-1104

Mortgage

Document Number	0001438674
Date	Mar 7, 2022
Instrument	1438674

Lender

Name	ELY AREA CU
Type	Credit Union
Address	ELY, MN 55731

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Jan 12, 2037

April 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Apr 3, 2017
Property Address	138 W CAMP ST, ELY, MN 55731-1104
Instrument Date	Mar 29, 2017
Instrument	A1306684
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	138 W CAMP ST ELY MN 557311104, ELY, MN 55731-1104

Mortgage

Document Number	00A1306684
Date	Apr 3, 2017
Instrument	A1306684

Lender

Name	SHERYLL E & JOHN LEHTI
Address	115 N PIONEER RD, ELY, MN 55731-1008
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 2, 2022

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Ely City
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,396.00 (+8.05%) Homeowner's exemption
2025	$1,292.00 (-9.14%) Homeowner's exemption	$147,200 (+8%) Land $5,200 Building $142,000	$147,200 (+8%) Land $5,200 Building $142,000
2024	$1,422.00	$136,300 (+18.21%) Land $5,000 Building $131,300	$136,300 (+18.21%) Land $5,000 Building $131,300
2022		$115,300 Land $4,500 Building $110,800	$115,300 Land $4,500 Building $110,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ely serves 3,258 people · EPA ID MN1690014
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

May also be available: AT&T, CTC.

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