Bergen County and Lodi Borough property record for 138 Union St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,800 sqft · built 1985 |
| Lot Size | 0.104 acres (4,543 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,900 (Sep 1985) |
| Tax Bill | $15,611 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00104-0000-00003-02 |
| Primary APN | 31-00104-0000-00003-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,800 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 4,543 sqft (0.104 acres) |
| Lot Dimensions | 101 ft deep x 45 ft wide |
| Account Number | 214800 |
|---|---|
| Street Address | 138 UNION ST |
| City | LODI |
| State | NJ |
| Zip | 07644-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45X101 |
| Legal Block | 104 |
| Legal Lot Number | 3.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30402 |
138 Union St is owned and occupied by two individuals who bought it in September 1985.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 UNION ST, LODI, NJ 07644-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 1985 · Amount on File |
| Deed Sale | Sep 6, 1985 · Amount on File |
| Deed Book / Page | 6953 / 147 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 138 Union St was $15,611, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,000 (-) Land $141,000 Building $300,000 | $441,000 (-) Land $141,000 Building $300,000 | |
| 2025 | $15,611.00 (+5.61%) | $441,000 Land $141,000 Building $300,000 | $441,000 Land $141,000 Building $300,000 |
| 2024 | $14,782.00 | ||
| 2023 | $441,000 Land $141,000 Building $300,000 | $441,000 Land $141,000 Building $300,000 | |
| 2022 | $14,394.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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