138 Turtle Pond Rd, Bainbridge, GA 39819 Property Records

Decatur County property record for 138 Turtle Pond Rd, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,656 sqft · built 1989
Lot Size	1.75 acres (76,622 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Sep 2025)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Aug 2012 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0097B-008-000`

Property Details

APN / Parcel Number

Primary APN	`0097B-008-000`
Alternative APNs	`0097B00000008000` `9547`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,656 sqft Heated Area
1st Floor Area	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,622 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	406 sqft
Patio Area	406 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9547
Old Parcel Number	0097B00000008000
Street Address	138 TURTLE POND RD
City	BAINBRIDGE
State	GA
Zip	39819-7811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	267 736 138 TURTLE POND RD
Legal Subdivision	DEERFIELD EST
Legal Lot Number	8
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4040
Census Tract	970600

Owner

138 Turtle Pond Rd is owned and occupied by an individual who bought it in September 2025.

Source: Decatur County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	138 TURTLE POND RD, BAINBRIDGE, GA 39819-7811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2012	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST CO
Sep 29, 2025	Warranty Deed, Transfer TOMS LINDA J
May 20, 2008	Deed, Transfer · Conventional Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP
Oct 2, 2006	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	May 20, 2008 · Amount on File
Deed Document Number	0000553124
Deed Book / Page	553 / 124
Record Updated	Jun 8, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	138 TURTLE POND RD, BAINBRIDGE, GA 39819-7811
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000342/220
Date	Aug 30, 2012
Book Page	342/220

Lender

Name	FARMERS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2032

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Sep 29, 2025
Property Address	138 TURTLE POND RD, BAINBRIDGE, GA 39819-7811
Document Number	000553/124
Book / Page	553 / 124
Instrument Date	Sep 24, 2025
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 TURTLE POND RD, BAINBRIDGE, GA 39819-7811

Mortgage

Document Number	0000553126
Date	Sep 29, 2025
Instrument	553/126

Lender

Name	TOMS LINDA J

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

May 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	DECATUR GA
Recording Date	May 20, 2008
Property Address	138 TURTLE POND RD, BAINBRIDGE, GA 39819-7811
Document Number	000267/736
Book / Page	267 / 736
Instrument Date	May 20, 2008
Instrument	2008-000440
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 TURTLE POND RD, BAINBRIDGE, GA 39819-7811

Mortgage

Document Number	000267/739
Date	May 21, 2008
Book Page	267/739

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2038

October 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	DECATUR GA
Recording Date	Oct 2, 2006
Property Address	138 TURTLE POND RD, BAINBRIDGE, GA 39819-7811
Document Number	000228/544
Book / Page	228 / 544
Instrument Date	Oct 2, 2006
Instrument	2006-001292
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 TURTLE POND RD, BAINBRIDGE, GA 39819-7811
Investor	Possibly a Property Investor

Mortgage

Document Number	000228/547
Date	Oct 3, 2006
Book Page	228/547

Lender

Name	SUNTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Nov 1, 2009

Tax Assessment & Valuation

The 2025 property tax bill for 138 Turtle Pond Rd was $2,916 with a homeowner's exemption, down 0.2% from the year before.

Source: Decatur County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,916.00 (-0.21%) Homeowner's exemption	$116,950 (+18.06%) Land $10,000 Building $106,950	$292,374 (+18.06%) Land $25,000 Building $267,374
2024	$2,922.00 (+3.47%) Homeowner's exemption	$99,059 (-) Land $10,000 Building $89,059	$247,647 (-) Land $25,000 Building $222,647
2023	$2,824.00 (-3.81%) Homeowner's exemption	$99,059 Land $10,000 Building $89,059	$247,647 Land $25,000 Building $222,647
2022	$2,936.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 Turtle Pond Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	24 (1983–2018)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Turtle Pond Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Fiber · Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bainbridge Fiber.

Nearby Properties on Turtle Pond Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures