138 Townsend St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 138 Townsend St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,626 sqft · built 1955
Lot Size	1.09 acres (47,602 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,218 (2026)
Deeds & Mortgages	Jul 2021 Sale Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0033 B:0030 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0033 B:0030 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,626 sqft Living Area
Gross Area	7,794 sqft
Basement Area	2,626 sqft
Unfinished Basement	2,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,602 sqft (1.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	138 TOWNSEND ST
City	PEPPERELL
State	MA
Zip	01463-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	30
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1020
Census Tract	327103

Owner

138 Townsend St is owner-occupied and held in a trust since July 2021.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	138 TOWNSEND ST, PEPPERELL, MA 01463-1283
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Warranty Deed, Transfer
Jun 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 21, 2021
Transfer Doc	078302-189
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jul 22, 2021
Property Address	138 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	078302-189
Book / Page	78302 / 189
Instrument Date	Jul 21, 2021
Instrument	164926
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 TOWNSEND ST, PEPPERELL, MA 01463-1283

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	138 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	72874-102
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 TOWNSEND ST PEPPERELL MA 014631283, PEPPERELL, MA 01463-1283

Mortgage

Document Number	72874-102
Date	Jul 2, 2019
Book Page	072874/000102
Instrument	93984

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 138 Townsend St was $7,218, up 0.8% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,218.00 (+0.81%)	$523,800 (+7.03%) Land $186,200 Building $337,600	$618,260 (-)
2025	$7,160.00 (+4.97%)	$489,400 (+2.97%) Land $172,200 Building $317,200	$618,260 (+1.83%)
2024	$6,821.00 (+4.87%)	$475,300 (+10.64%) Land $158,100 Building $317,200	$607,145
2023	$6,504.00	$429,600 Land $133,500 Building $296,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Townsend St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Townsend St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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