138 Thompson Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 138 Thompson Ave, Fort Mitchell, KY 41017

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,264 sqft · built 1974
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (May 2024)
Tax Bill$1,496 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN028-10-09-010.00

Property Details

APN / Parcel Number

Primary APN028-10-09-010.00

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,264 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address138 THOMPSON AVE
CityFT MITCHELL
StateKY
Zip41017-2711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEECHWOOD EST BLK B LOT 47 0.22 ACS NES THOMPSON AVE
Legal SubdivisionBEECHWOOD ESTATES
Legal PhaseB
Legal BlockB
Legal Lot Number47
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2011
Census Tract64700

Owner

138 Thompson Ave is owned and occupied by two individuals who bought it in May 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address138 THOMPSON AVE, FT MITCHELL, KY 41017-2711
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 22, 2023Intrafamily Transfer, Transfer
Sep 17, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST EQUITY MTG INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2024 · Amount on File
Deed SaleMay 3, 2024 · Amount on File
Deed Document Number2024187
Deed Book / Page282 / 922
Prior Transfer DateSep 15, 2023
Prior Transfer Doc0005900140
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateMay 27, 2026
Property Address138 THOMPSON AVE, FT MITCHELL, KY 41017-2711
Document Number0000010913
Book / Page437 / 222
Instrument DateApr 3, 2026
Instrument202610913
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 THOMPSON AVE, FT MITCHELL, KY 41017-2711

Mortgage

Document Number0000010913,
DateMay 27, 2026
Book Page437/222
Instrument202610913
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate6%
Max Rate-1%

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateSep 22, 2023
Property Address138 THOMPSON AVE, FT WRIGHT, KY 41017-2711
Document Number0005900140
Book / PageKC 248 / 45
Map ReferenceMB 597 PG 173
Instrument DateSep 15, 2023
Instrument23092205900140
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address889 BORDERLANDS DR, ERLANGER, KY 41018-3869

Transferred To (Grantee/Buyer)

NameVerified Name
Address889 BORDERLANDS DR # 127-A, 127-A, ERLANGER, KY 41018-3869

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 17, 2018
Property Address138 THOMPSON AVE, FT WRIGHT, KY 41017-2711
Document Number0000000116
Book / Page0C6502 / 000131
Instrument DateAug 24, 2018
Instrument116
Transaction TypeTransfer
Record UpdatedOct 3, 2018
Title CompanyTERRY MONNIE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address889 BORDERLANDS DR ERLANGER KY 410183869, ERLANGER, KY 41018-3869

Mortgage

Document Number117
DateSep 17, 2018
Book Page0C6502/000134
Instrument117
Lender
NameFIRST EQUITY MTG INC
AddressFT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 138 Thompson Ave was $1,496.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,000 (-) Land $60,000 Building $340,000$400,000 (-) Land $60,000 Building $340,000
2025$1,496.00$400,000 Land $60,000 Building $340,000$400,000 Land $60,000 Building $340,000
2023$1,277.00 (+13.21%)$313,900 (+18.45%) Land $60,000 Building $253,900$313,900 (+18.45%) Land $60,000 Building $253,900
2022$1,128.00$265,000 Land $50,000 Building $215,000$265,000 Land $50,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Thompson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Thompson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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