Rowan County property record for 138 Thomas Ln, Clearfield, KY 40313
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,200 sqft · built 1968 |
| Lot Size | 7.29 acres (317,944 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $841 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 099-00 00 031.00 |
| Primary APN | 099-00 00 031.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Basement Area | 768 sqft |
| Year Built | Built 1968 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 317,944 sqft (7.29 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 11436 |
|---|---|
| Street Address | 138 THOMAS LN |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & 7.299 A+- THOMAS LANE |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950302 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 138 THOMAS LN, CLEARFIELD, KY 40313-9110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2011 |
| Transfer Doc | 00D240/685 |
| Record Updated | Jun 8, 2026 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $841.00 (+1.33%) | $100,500 (+3.06%) Land $25,000 Building $75,500 | $100,500 (+3.06%) Land $25,000 Building $75,500 |
| 2023 | $830.00 | $97,520 Land $25,000 Building $72,520 | $97,520 Land $25,000 Building $72,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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