138 Thomas Dr, Sycamore, IL 60178 Property Records

DeKalb County property record for 138 Thomas Dr, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,256 sqft · built 1959
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2023)
Tax Bill	$8,097 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-277-014`

Property Details

APN / Parcel Number

Primary APN	`06-29-277-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,256 sqft Living Area
Gross Area	3,784 sqft
1st Floor Area	2,072 sqft
Basement Area	1,184 sqft
Finished Basement	1,184 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0629277014
Street Address	138 THOMAS DR
City	SYCAMORE
State	IL
Zip	60178-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC2
Legal Description	LOT 3 - BLK 1 - SPARKHAYES SUBDIVISION
Legal Subdivision	SPARKHAYES SUBDIVISION
Legal Block	1
Legal Lot Number	3
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2022
Census Tract	402

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 THOMAS DR, SYCAMORE, IL 60178-1123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FINANCIAL CORP
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP
Jan 25, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	20236863
Last Transfer Date	Dec 3, 2024
Transfer Doc	0000009348
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	138 THOMAS DR, SYCAMORE, IL 60178-1123
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	PRIORITY TITLE COMPANY, PTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 THOMAS DR, SYCAMORE, IL 60178-1123

Mortgage

Document Number	0000001172
Date	Feb 13, 2026
Instrument	2026001172

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.12%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 28, 2023
Property Address	138 THOMAS DR, SYCAMORE, IL 60178-1123
Document Number	0000006863
Map Reference	DOC 283235
Instrument Date	Sep 19, 2023
Instrument	2023006863
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 THOMAS DR, SYCAMORE, IL 60178-1123

Mortgage

Document Number	0000006864
Date	Sep 28, 2023
Instrument	2023006864

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 25, 2022
Property Address	138 THOMAS DR, SYCAMORE, IL 60178-1123
Document Number	0000000964
Map Reference	DOC 283422
Instrument Date	Jan 5, 2022
Instrument	2022000964
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 THOMAS DR, SYCAMORE, IL 60178-1123

Mortgage

Document Number	0000000965
Date	Jan 25, 2022
Instrument	2022000965

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.73%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,254 (+16.48%) Land $16,350 Building $99,904	$348,762 (+16.48%) Land $49,050 Building $299,712
2024	$8,097.00
2023		$99,810 (+22.56%) Land $14,037 Building $85,773	$299,430 (+22.56%) Land $42,111 Building $257,319
2022		$81,440 Land $12,874 Building $68,566	$244,320 Land $38,622 Building $205,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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