138 Thomas Ave, West Creek, NJ 08092 Property Records

Ocean County and Eagleswood Township property record for 138 Thomas Ave, West Creek, NJ 08092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,542 sqft · built 1930
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on Record
Last Sale$169,900 (Jul 2016)
Tax Bill$7,751 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-00014-0000-00004-01

Property Details

APN / Parcel Number

Primary APN09-00014-0000-00004-01
Alternative APNs
  • 09000140000000040001
  • 0900014000000004

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,542 sqft Living Area
Gross Area3,262 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area32,234 sqft (0.74 acres)
Lot Dimensions161 ft deep x 250 ft wide
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas

Location & Zoning

Old Parcel Number0900014000000004
Street Address138 THOMAS AVE
CityWEST CREEK
StateNJ
Zip08092-9746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description0.74 ACRES 4.02
Legal SubdivisionTOWNSHIP/EAGLESWOOD
Legal Block14
Legal Lot Number4.1
JurisdictionOCEAN NJ
Township / Civil DivisionEAGLESWOOD
Census Block Group1
Census Block1056
Census Tract736002

Owner

Source: Ocean County and Eagleswood Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address363 RAILROAD AVE, WEST CREEK, NJ 08092-3215
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2019Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2016 · Amount on Record
Deed SaleJul 14, 2016 · Amount on Record
Prior SaleSep 28, 2005 · Amount on Record
Deed Document Number201668740
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address138 THOMAS AVE, WEST CREEK, NJ 08092-9746
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0173721035
DateJan 31, 2019
Book Page17372/1035
Instrument2019009747
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 14, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address138 THOMAS AVE, WEST CREEK, NJ 08092-9746
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180091431
DateAug 14, 2020
Book Page18009/1431
Instrument2020087926
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Eagleswood Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionEagleswood Township
Elementary School DistrictEagleswood Township School District (KG - 06)
Secondary School DistrictPinelands Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,500 (-) Land $86,800 Building $172,700$259,500 (-) Land $86,800 Building $172,700
2025$7,751.00 (+8.5%)$259,500 (-) Land $86,800 Building $172,700$259,500 (-) Land $86,800 Building $172,700
2024$7,144.00 (+3%)
2023$259,500 Land $86,800 Building $172,700$259,500 Land $86,800 Building $172,700
2022$6,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims211 (1979–2025)
Claims Outside the SFHA5 of 211
Most Recent ClaimNov 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 101 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 40 claims
  • Coastal Storms & Flooding, Mar 1984 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 76% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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