138 Sullivan Rd, Westminster, MD 21157 Property Records

Carroll County property record for 138 Sullivan Rd, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,138 sqft · built 1983
Lot Size0.208 acres (9,060 sqft)
Owner2 Individual Names on Record
Last Sale$67,500 (Oct 1983)
Tax Bill$3,658 (2026)
Deeds & MortgagesOct 2023 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN07-047118

Property Details

APN / Parcel Number

Primary APN07-047118
Alternative APNs
  • 7047118
  • 047118

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,138 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,060 sqft (0.208 acres)
Garage TypeBasement
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number047118
Street Address138 SULLIVAN RD
CityWESTMINSTER
StateMD
Zip21157-4625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionLOT 2 - 0.2084 ACRE 138 SULLIVAN ROAD 23-143 AUTUMN RIDGE SC 1
Legal SubdivisionAUTUMN RIDGE SEC 01
Legal Lot Number2
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2007
Census Tract507601

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address138 SULLIVAN RD, WESTMINSTER, MD 21157-4625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 1983 · Amount on Record
Deed SaleOct 19, 1983 · Amount on Record
Deed Book / Page846 / 40
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address138 SULLIVAN RD, WESTMINSTER, MD 21157-4625
Transaction TypeMortgage
Record UpdatedNov 10, 2023
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 SULLIVAN RD, WESTMINSTER, MD 21157-4625

Mortgage

Document Number0111380205
DateOct 30, 2023
Book Page11138/205
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term921 Months
DueJul 13, 2100
Interest
Rate TypeAdjustable Rate
Rate7.79%
Type Change DateDec 1, 2023
Change FrequencyMonthly
Index1-Year CMT
Max Rate12.7%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,658.00 (+7.52%)$326,700 (+7.54%) Land $110,000 Building $216,700$326,700 (-) Land $110,000 Building $216,700
2025$3,402.00 (+16.71%)$303,800 (+17.75%)$326,700 (+26.63%) Land $110,000 Building $216,700
2023$2,915.00$258,000 Land $108,700 Building $149,300$258,000 Land $108,700 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Ting.

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