138 Stiles St, Genoa, IL 60135 Property Records

DeKalb County property record for 138 Stiles St, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jan 2026)
Tax Bill	$6,447 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-356-022`

Property Details

APN / Parcel Number

Primary APN	`03-20-356-022`

Exterior

Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	0320356022
Street Address	138 STILES ST
City	GENOA
State	IL
Zip	60135-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 - BLK 6 - CITIZENS ADDITION
Legal Subdivision	CITIZENS ADDITION
Legal Block	6
Legal Lot Number	19
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2042
Census Tract	100

Owner

138 Stiles St is owned by two individuals who bought it in January 2026.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2410 WYETH DR, WEST CHICAGO, IL 60185-6418
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage ALLIANT CU
Jul 31, 2020	Warranty Deed, Transfer FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	2026232
Prior Transfer Date	Mar 7, 2013
Prior Transfer Doc	0000003572
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 9, 2026
Property Address	138 STILES ST, GENOA, IL 60135-1325
Document Number	0000000232
Map Reference	MB B PG 100
Instrument Date	Jan 2, 2026
Instrument	2026000232
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2410 WYETH DR, WEST CHICAGO, IL 60185-6418

Mortgage

Document Number	0000000233
Date	Jan 9, 2026
Instrument	2026000233

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 31, 2020
Property Address	138 STILES ST, GENOA, IL 60135-1325
Document Number	0000007454
Instrument Date	Jul 22, 2020
Instrument	7454
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 STILES ST GENOA IL 601351325, GENOA, IL 60135-1325

Mortgage

Document Number	7455
Date	Jul 31, 2020
Instrument	7455

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,839 (+13.31%) Land $12,561 Building $76,278	$266,517 (+13.31%) Land $37,683 Building $228,834
2024	$6,447.00 Homeowner's exemption	$78,402 (+7.52%) Land $11,558 Building $66,844	$235,206 (+7.52%) Land $34,674 Building $200,532
2023		$72,919 Land $10,750 Building $62,169	$218,757 Land $32,250 Building $186,507

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 Stiles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 138 Stiles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications.

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