138 Spade Rd, Crystal Spring, PA 15536 Property Records

Fulton County property record for 138 Spade Rd, Crystal Spring, PA 15536

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1997
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$243,900 (Jul 2025)
Tax Bill	$1,781 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-10-026.-000`

Property Details

APN / Parcel Number

Primary APN	`04-10-026.-000`

Interior

Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Street Address	138 SPADE RD
City	CRYSTAL SPRING
State	PA
Zip	15536-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FULTON PA
Township / Civil Division	BRUSH CREEK
Census Block Group	4
Census Block	4084
Census Tract	960200

Owner

138 Spade Rd is owned and occupied by an individual who bought it in July 2025.

Source: Fulton County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	138 SPADE RD, CRYSTAL SPRING, PA 15536-8700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit AMERISERV FINANCIAL BANK
Jul 3, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC UNION BANK
Jul 22, 2024	Sheriff's Deed, Foreclosure Foreclosure Auction
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Jul 22, 2024 · Amount on File
Deed Document Number	2025784
Deed Book / Page	720 / 748
Prior Transfer Date	Nov 30, 2006
Prior Transfer Doc	000475/139
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON PA
Property Address	138 SPADE RD, CRYSTAL SPRING, PA 15536-8700
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SPADE RD, CRYSTAL SPRING, PA 15536-8700

Mortgage

Document Number	000729/351
Date	Feb 18, 2026
Book Page	729/351
Instrument	2026-000201

Lender

Name	AMERISERV FINANCIAL BANK
Type	Bank
Address	12806 SHANK FARM WAY, HAGERSTOWN, MD 21742

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON PA
Recording Date	Jul 3, 2025
Property Address	138 SPADE RD, CRYSTAL SPRING, PA 15536-8700
Document Number	000720/748
Book / Page	720 / 748
Instrument Date	May 21, 2025
Instrument	2025-000784
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ENDEAVOR ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,439.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SPADE RD, CRYSTAL SPRING, PA 15536-8700

Mortgage

Document Number	2025000785
Date	Jul 3, 2025
Instrument	2025-000785

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2055

July 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	FULTON PA
Recording Date	Jul 22, 2024
Property Address	138 SPADE RD, CRYSTAL SPRING, PA 15536-8700
Document Number	000709/646
Book / Page	709 / 646
Instrument Date	Jul 22, 2024
Instrument	2024-000774
Transaction Type	Foreclosure
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$1,764.17
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 N 2ND ST, MC CONNELLSBURG, PA 17233-1103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4668 PLEASANT GROVE RD, WARFORDSBURG, PA 17267-8600

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON PA
Property Address	138 SPADE RD, CRYSTAL SPRING, PA 15536-8700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001124
Date	Aug 2, 2017
Instrument	2017001124

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 138 Spade Rd was $1,781, up 3.7% from the year before.

Source: Fulton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fulton County
County Subdivision	Brush Creek Township
Unified School District	Southern Fulton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,781.00 (+3.73%)	$40,370 (-) Land $6,540 Building $33,830
2025	$1,717.00	$40,370 Land $6,540 Building $33,830
2023	$1,696.00	$40,370 Land $6,540 Building $33,830
1990			$40,370 Land $6,540 Building $33,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 138 Spade Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1996–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Spade Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Upward Broadband Fixed Wireless	100 / 40

May also be available: Crowsnest Broadband.

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