Huron County property record for 138 Smith St, Elkton, MI 48731
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 864 sqft · built 1963 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $676 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 31-009-070-00 |
| Primary APN | 31-009-070-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 432 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 138 SMITH ST |
|---|---|
| City | ELKTON |
| State | MI |
| Zip | 48731-5151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 9, TOWN 16N, RANGE 11E. LOT 3, BLK 2, SMITHS ADD TO ELKTON ALSO THE N 10 FT OF LOT 4 BLK 2 IN SD SUB. |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 09 |
| Legal Subdivision | SMITHS ADD |
| Legal Block | 2 |
| Legal Lot Number | 3-4 |
| Jurisdiction | HURON MI |
| Township / Civil Division | OLIVER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950600 |
138 Smith St is owned and occupied by an individual.
Source: Huron County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 SMITH ST, ELKTON, MI 48731-5151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 138 Smith St was $676.
Source: Huron County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Huron County |
| County Subdivision | Oliver Township |
| Municipality | Elkton Village |
| Unified School District | Elkton-Pigeon-Bay Port Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,700 (-) | $77,400 (-) | |
| 2025 | $676.00 Homeowner's exemption | $38,700 | $77,400 |
| 2023 | $590.00 | $31,500 | $63,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Smith St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ELKTON serves 808 people · EPA ID MI0002100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AVS Broadband Fiber | 1,000 / 1,000 |
May also be available: Air Advantage.
5G (outdoors only) and 4G LTE
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