138 Smith Corner Rd, Camden, NC 27921 Property Records

Camden County property record for 138 Smith Corner Rd, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,798 sqft · built 1940
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Feb 2021)
Tax Bill	$1,051 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03.8964.00.03.2024.0000`

Property Details

APN / Parcel Number

Primary APN	`03.8964.00.03.2024.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,798 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,112 sqft (0.301 acres)
Porch	Slab
Porch Area	25 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	138 SMITH CORNER RD
City	CAMDEN
State	NC
Zip	27921-7629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	CAMDEN NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2003
Census Tract	950102

Owner

138 Smith Corner Rd is owned and occupied by an individual who bought it in February 2021.

Source: Camden County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	138 SMITH CORNER RD, CAMDEN, NC 27921-7629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 2, 2017	Gift Deed, Transfer · ARM STATE EMPLOYEES CU
Feb 2, 2017	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Deed Book / Page	405 / 1
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	0360/139
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	138 SMITH CORNER RD, CAMDEN, NC 27921-7629
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000438/613
Date	Sep 11, 2023
Book Page	438/613
Instrument	216819

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	138 SMITH CORNER RD, CAMDEN, NC 27921-7629
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 WALBURY DR, KNIGHTDALE, NC 27545-7940

Mortgage

Document Number	370/336
Date	Oct 4, 2018
Book Page	370/336

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	143 Months
Due	Sep 29, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Feb 23, 2021
Property Address	138 SMITH CORNER RD, CAMDEN, NC 27921-7629
Document Number	405/1
Book / Page	405 / 1
Instrument Date	Feb 20, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 WALBURY DR, 205, KNIGHTDALE, NC 27545-7940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SMITH CORNER RD, CAMDEN, NC 27921-7629

Mortgage

Document Number	4054
Date	Feb 23, 2021
Instrument	405/4

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

October 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CAMDEN NC
Recording Date	Oct 2, 2017
Property Address	138 SMITH CORNER RD, CAMDEN, NC 27921-7629
Document Number	0360/139
Book / Page	0360 / 139
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	205 WALBURY DR, KNIGHTDALE, NC 27545-7940

Mortgage

Document Number	0360143
Date	Oct 2, 2017
Instrument	0360/143

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	138 SMITH CORNER RD, CAMDEN, NC 27921-7629
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0000353082
Date	Feb 2, 2017
Book Page	0353/082

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	BIRMINGHAM, AL 35211

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 20, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 138 Smith Corner Rd was $1,051.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,051.00	$142,034 (-) Land $27,308 Building $114,726	$142,034
2025		$142,034 Land $27,308 Building $114,726
2024	$1,156.00
2023		$142,034 Land $27,308 Building $114,726	$142,034 Land $27,308 Building $114,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Smith Corner Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	17 (1999–2020)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Smith Corner Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastern Shore Communications Fiber	1,000 / 100
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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