Bergen County and Saddle Brook Township property record for 138 Skillman Ter, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 2,531 sqft · built 1941 |
| Lot Size | 0.129 acres (5,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $357,000 (Jul 2004) |
| Tax Bill | $13,612 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01811-0000-00004 |
| Primary APN | 57-01811-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,531 sqft Living Area |
| 1st Floor Area | 2,531 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 5,602 sqft (0.129 acres) |
| Lot Dimensions | 100 ft deep x 56 ft wide |
| Old Parcel Number | 5700215000000014 |
|---|---|
| Street Address | 138 SKILLMAN TER |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 56X100 |
| Legal Subdivision | SKILLMAN GARDENS MAP 4 |
| Legal Block | 1811 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 52100 |
Source: Bergen County and Saddle Brook Township records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 138 SKILLMAN TER, SADDLE BROOK, NJ 07663-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER ALLIANCE FCU |
| Aug 22, 2017 | Deed of Trust, Mortgage · ARM GREATER ALLIANCE FCU |
| Sep 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage REALFI HM FNDG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2004 · Amount on Record |
| Deed Sale | Jul 14, 2004 · Amount on Record |
| Prior Sale | Nov 21, 2000 |
| Deed Book / Page | 8699 / 424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 138 SKILLMAN TER, SADDLE BROOK, NJ 07663-4413 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048120487 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 4812/487 |
| Instrument | 2022092483 |
| Name | GREATER ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | PARAMUS, NJ 07652 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 31, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 138 SKILLMAN TER, SADDLE BROOK, NJ 07663-4413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027021004 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 02702/1004 |
| Instrument | 17-063189 |
| Name | GREATER ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 1.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 138 SKILLMAN TER, SADDLE BROOK, NJ 07663-4413 |
| Document Number | 0038260580 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | SECURITY TITLE GUARANTEE CORPORATION, SECURITY TITLE GUARANTEE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 138 SKILLMAN TER SADDLE BROOK NJ 076634413, SADDLE BROOK, NJ 07663-4413 |
| Document Number | 0038260580 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 003826/000580 |
| Instrument | 121509 |
| Name | REALFI HM FNDG CORP |
|---|---|
| Address | WHITE PLAINS, NY 10604 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $593,800 (+3.52%) Land $228,800 Building $365,000 | $593,800 (+3.52%) Land $228,800 Building $365,000 | |
| 2025 | $13,612.00 (+5.85%) | $573,600 (+7.44%) Land $224,800 Building $348,800 | $573,600 (+7.44%) Land $224,800 Building $348,800 |
| 2024 | $12,860.00 (+5.64%) | ||
| 2023 | $533,900 Land $212,300 Building $321,600 | $533,900 Land $212,300 Building $321,600 | |
| 2022 | $12,173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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