138 Sheldon Ave, Clio, MI 48420 Property Records

Genesee County property record for 138 Sheldon Ave, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1925
Lot Size	1.02 acres (44,736 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2023)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-23-503-075`

Property Details

APN / Parcel Number

Primary APN	`51-23-503-075`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Lot Area	44,736 sqft (1.02 acres)
Lot Dimensions	226 ft deep x 198 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 SHELDON AVE
City	CLIO
State	MI
Zip	48420-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 226 FT OF LOT 7 WIRTH ADDITION TO VILLAGE OF CLIO (02) FR 51-23-503-010
Legal Subdivision	WIRTH ADDITION
Legal Lot Number	7
Jurisdiction	GENESEE MI
Township / Civil Division	CLIO
Census Block Group	2
Census Block	2002
Census Tract	10110

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 SHELDON AVE, CLIO, MI 48420-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED LENDING TEAM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Deed Document Number	202355500
Prior Transfer Date	Jun 30, 2004
Prior Transfer Doc	0000094023
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	May 28, 2026
Property Address	138 SHELDON AVE, CLIO, MI 48420-1419
Document Number	0000034724
Instrument Date	May 20, 2026
Instrument	202634724
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SHELDON AVE, CLIO, MI 48420-1419

Mortgage

Document Number	0000034724,
Date	May 28, 2026
Instrument	202634724

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 20, 2023
Property Address	138 SHELDON AVE, CLIO, MI 48420-1419
Document Number	0000055500
Map Reference	LB 13 PG 5
Instrument Date	Oct 5, 2023
Instrument	202310200055500
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 SHELDON AVE, CLIO, MI 48420-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SHELDON AVE, CLIO, MI 48420-1419

Mortgage

Document Number	0000053775
Date	Oct 11, 2023
Instrument	202310110053775

Lender

Name	UNITED LENDING TEAM LLC
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Clio City
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,300 (+11.87%)	$154,600 (+11.87%)
2025	$4,673.00 (-3.05%) Homeowner's exemption	$69,100 (+7.97%)	$138,200 (+7.97%)
2024	$4,820.00 (+145.17%)
2023		$64,000	$128,000
2021	$1,966.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLIO serves 2,515 people · EPA ID MI0001490
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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