138 Shady Oak Loop, Davenport, FL 33896 Property Records

Polk County property record for 138 Shady Oak Loop, Davenport, FL 33896

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,357 sqft · built 1999
Lot Size	0.172 acres (7,488 sqft)
Owner	2 Individual Names on File
Last Sale	$328,000 (Nov 2022)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-02-701005-001900`

Property Details

APN / Parcel Number

Primary APN	`27-26-02-701005-001900`
Alternative APNs	`022627701005001900` `22627000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,357 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,488 sqft (0.172 acres)
Lot Dimensions	105 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	373 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	288 sqft
Porch	Screened/Unfinished Porch
Porch Area	186 sqft

Location & Zoning

Street Address	138 SHADY OAK LOOP
City	DAVENPORT
State	FL
Zip	33896-7195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOUSAND OAKS PHASE 3 PB 107 PGS 40 THRU 43 LYING IN A PORTION OF SECS 1 & 2 T26 R27 LOT 190
Legal Range	27E
Legal Township	26S
Legal Section	02
Legal Subdivision	THOUSAND OAKS PHASE 3
Legal Phase	3
Legal Tract	701005
Legal Block	4
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	4
Census Block	4025
Census Tract	12506

Owner

138 Shady Oak Loop is owned and occupied by two individuals who bought it in November 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 SHADY OAK LOOP, DAVENPORT, FL 33896-7195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	Sep 23, 2005 · Amount on File
Deed Document Number	2022308038
Deed Book / Page	12497 / 1150
Prior Transfer Date	Oct 5, 2005
Prior Transfer Doc	0000253318
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 29, 2022
Property Address	138 SHADY OAK LOOP, DAVENPORT, FL 33896-7195
Document Number	0000308038
Book / Page	12497 / 1150
Map Reference	MB 107 PG 40-43
Instrument Date	Nov 22, 2022
Instrument	2022308038
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3547 AZALEA WAY, 3547, PANAMA CITY, FL 32405-0204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SHADY OAK LOOP, DAVENPORT, FL 33896-7195

Mortgage

Document Number	0124971152
Date	Nov 29, 2022
Instrument	12497/1152

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 138 Shady Oak Loop was $2,738 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,001 (-2.39%) Land $42,000 Building $204,001	$246,001 (-2.39%) Land $42,000 Building $204,001
2025	$2,738.00 Homeowner's exemption	$252,027 Land $42,000 Building $210,027	$252,027 Land $42,000 Building $210,027
2023	$3,922.00 (+23.1%)	$254,029 (+17.4%) Land $40,000 Building $214,029	$254,029 (+17.4%) Land $40,000 Building $214,029
2022	$3,186.00	$216,385 Land $33,000 Building $183,385	$216,385 Land $33,000 Building $183,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Shady Oak Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Shady Oak Loop is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY WESTERN serves 40,330 people · EPA ID FL3491011
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20