138 Shadow Creek Dr, Hubert, NC 28539 Property Records

Onslow County property record for 138 Shadow Creek Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,885 sqft · built 2020
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Mar 2021)
Tax Bill	$2,235 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1314C-141`

Property Details

APN / Parcel Number

Primary APN	`1314C-141`
Alternative APNs	`470149000` `161962`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	470149000
Street Address	138 SHADOW CREEK DR
City	HUBERT
State	NC
Zip	28539-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10SF
Legal Description	L36 SHADOW CREEK EST
Legal Subdivision	SHADOW CREEK ESTATES
Legal Lot Number	36
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3009
Census Tract	2803

Owner

138 Shadow Creek Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 SHADOW CREEK DR, HUBERT, NC 28539-6005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Line of Credit SELECT BANK & TRUST CO
Mar 5, 2021	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Deed Book / Page	5400 / 653
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	138 SHADOW CREEK DR, HUBERT, NC 28539-6005
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052940572
Date	Oct 22, 2020
Book Page	5294/572

Lender

Name	SELECT BANK & TRUST CO
Type	Bank
Address	DUNN, NC 28335

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 5, 2021
Property Address	138 SHADOW CREEK DR, HUBERT, NC 28539-6005
Document Number	0054000653
Book / Page	5400 / 653
Map Reference	MB 72 PG 203
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 PELLETIER LOOP RD, 601, SWANSBORO, NC 28584-7502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SHADOW CREEK DR, HUBERT, NC 28539-6005

Mortgage

Document Number	0005400656
Date	Mar 5, 2021
Instrument	5400/656

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 138 Shadow Creek Dr was $2,235.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Swansboro Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,235.00	$362,145 Land $72,000 Building $290,145	$362,145 Land $72,000 Building $290,145
2023	$2,235.00	$267,455 Land $45,000 Building $222,455	$267,455 Land $45,000 Building $222,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Shadow Creek Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Shadow Creek Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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